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next years isa

Is it best to start looking for next financial years ISA when the new rates are out this April, or wait until this time next year when they are all offering their best deals? Thanks.

Comments

  • maypole
    maypole Posts: 1,816 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    littleD wrote: »
    Is it best to start looking for next financial years ISA when the new rates are out this April, or wait until this time next year when they are all offering their best deals? Thanks.

    I would put money in at the start, that way you get a full years interest.
  • Flynn_2
    Flynn_2 Posts: 105 Forumite
    littleD wrote: »
    Is it best to start looking for next financial years ISA when the new rates are out this April, or wait until this time next year when they are all offering their best deals? Thanks.
    Chances are most will be offering the same deals on 6 April as they were on 5 April and you'll get the full year's interest tax free. You can always transfer later in the year; most but not all allow transfers in.
  • Crabman
    Crabman Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I'll move this over to the ISAs board :)

    Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].
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