Who do 3 use to credit check you?

Bosie

My hubby applied for a phone with 3 and he
was turned down! He has checked his files and there is no search with Experian or Equifax So is there another one they use?

Can anyone who works in mobiles have any information on this.

Bo

Sid_Harper

Ask 3 themselves - they should tell you.

[Deleted User]

It might not just be his credit rating; it could be something else (i.e. insufficient salary, 3's previous experience with him) . I imagine they take all the info you give them into account when they decide whether to give you the phone?

Alec_Eiffel_2

There is CallCredit too, but when i got my file there was nothing on there that the others didn't have. Other factors effecting whether you get credit or not can be if you've moved home recently or you're not on the electoral roll, or too many credit applications in a short time (happens if you move house).

Jon_01

Most networks (but not all) use Experian. Did he apply through a 3 store or through another chain ? some do their own checks rater than letting the networks do it.

Bosie

Hi again
He applied direct online as there was a good offer on at the time, what was strange, he got an email saying 'Welcome to 3'. He then checked his email the next day and said he couldn't have the contract!
He had no other searches on his files and was on electoral roll, he has never had 3 before. Might be a blessing as my friend who is now with them, say's she dreads having a problem as it has been a pain explaining to their customer services