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Isa Advice Needed Please!!

Hi guys

Ok I have almost 4k in my halifax isa, the rate is poor but as i opened a new isa in July (with egg) am I right in thinking I cant really transfer the 4k halifax balance to a new isa until april??

Once April comes can I transfer the 4k to a new isa (which allows transfers) AND add a further 3k allowance to this account??

If not shall I just go for a high interest regular saver to save my cash?

Any response would be much appreciated!!:money:

Thank you

Comments

  • Mikeyorks
    Mikeyorks Posts: 10,380 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    You can transfer the £4k ISA at any time .. no need to wait until April. And you can transfer it to the Egg one (assuming it accepts transfers in?) - or to a fresh one.

    After April you can add a further £3.6k. And you can do that either to the consolidated Egg one you've created .. or to the new one you've transferred the £4k to (if you decide other than Egg)
    If you want to test the depth of the water .........don't use both feet !
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