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Cheapest credit card re-paying 2% a month

2

Comments

  • Kigu
    Kigu Posts: 51 Forumite
    Oh dear I can't do it asap as the details are at home. Yes you've guessed - I'm a financial dimwit!
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    lol ok what colour is it?? is it blue? wait on this page aftet you post. i will reply instantly
  • Kigu
    Kigu Posts: 51 Forumite
    It's definitely gold.
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    a gold barclaycard had a 2% repayment rate! whats the limit??
  • Kigu
    Kigu Posts: 51 Forumite
    What I am trying to do is to manage my debt by taking on new credit cards at a lower APR and balance transfer the debt. Thing is I can't afford to pay more a month so need cards with a lower APR, but the same re-payments. I am going for a Texaco which is very cheap and is 2% repayment wise and will balance transfer some debt onto that. I wanted another card too which is similarly cheap with 2%. Then I will phone up my existing card holders and close the accounts. Hopefully they will also offer me a better deal. In this way I will be paying less for the debt and tackle it more effectively.
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    how much is your debt in total?
  • Kigu
    Kigu Posts: 51 Forumite
    £34,000.

    :(
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    how many cards you got?
  • Kigu
    Kigu Posts: 51 Forumite
    3 credit cards, 2 store cards, OD too.
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    what are you limits, which the card provider and apr. Make a list out for each please
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