We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Frustration of a market on a knife edge!
Comments
-
By staying at home your not being a true adult... living your own life... how can you even think of developing a relationship while living in a parents basement?
I don't understand this logic. If you are happy living with your parents, and they are happy having you live with them, what's the problem? Living with people you love and saving money is not exactly a crime.......much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
Face it, if you are male, 25 and still live with your mum, any girl is going to think you are a bit weird.
I think that's a bit sweeping. Wouldn't bother me, in and of itself....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
At 25... living with your parents would seem strange to a woman. Thats the real point. Cant stay in the nest forever. My point was you seem to dislike sharing with others... i'd feel like i was taking advantage of my parents... who after spending 18 years of bringing me up... deserve a break so they can enjoy each others company once again... in peace.
You didnt share at uni, which is very very odd, as it generally costs more not to share. And instead of share with friends you just stayed at home. The general argument I and others put across was that you've missed out, by becoming a 'mummys boy'.
Maybe we are wrong, but thats how people judge it. You got a good thing going, so why don't you just stay at your parents house forever, I mean itll be a big shock to you owning/taking care of your own house... why not just stay there forever... or like another poster has put forward move your girlfriend in with you... im sure your mum/dad would really love it.
Some people have been mothered too much.
Im not sure anyone in this topic has said they didn't share at uni, I certainly did and out of the 5 people I lived with 4 of us are still with our folks!
Again the kind of woman that finds that arrangement weird certainly isn't the kind of educated person I would go for anyway. Maybe some people on this forum are used to brain dead shallow women, I'm not0 -
Be nice to all moneysavers........... especially as people were having a go at you a week ago...........Come to think of it... Im starting to feel sorry for you OP
. You haven't had neccessary life experience to manage owning a house.Freedom is not worth having if it does not include the freedom to make mistakes.0 -
mrstinchcombe wrote: »Im not sure anyone in this topic has said they didn't share at uni, I certainly did and out of the 5 people I lived with 4 of us are still with our folks!I think you need to re-read the posts. I did share at uni. I didn't stay at home. I didn't 'miss out'.I lived alone at uni for 3 years and so I know how to be independant.
Sorry I assumed this meant you lived alone which in english means without other people :P.
If you can live with your parents I guess your saving 250 quid more a month but you said yourself only for last 12 months have you really been acting 'old/mature' by researching the climate on house prices and saving like mad. In the past you still was living at home... but not for this reason?
I couldnt live with my parents, not because I don't love em because I figure they deserve a break and a time to be alone to have time together as a couple... after all raising children is alot of work. If they are truly fine with you staying then why not offer to pay a little towards your stay? I'd feel better this way. You are a moneysaver so you know really you are saving money but also 'taking' money from your parents by not paying anything towards upkeep. It costs to add 1 more person to a house you know
. For me and my partner we pay 200 pound each in food and bills a month on top of our rent for example. 0 -
Lotus-eater wrote: »Be nice to all moneysavers........... especially as people were having a go at you a week ago...........
True, you are correct. Was just little annoyed he blatantly rules out housesharing while thinking its fine to milch off his parents. Brings about a wrong attitude in my opinion.
House sharing is how i met my fiancee and we are off to get married this July... If you can share with someone and you love them... then you know for sure you can live with them alot of people go out... then move in with each other but can't stand one anothers habits.
I personally wouldnt be getting married if I hadn't house shared and I certainly wouldn't have had as good a time. House parties, Barbecues with the housemates, going out together that sorta thing... kinda like being a student for a while. Now i've settled down because of the marriage and now 'house share' with my fiancee . Still I understand the reasons behind this thread my partner and I are also saving like mad for a deposit trying to save 1k a month or so combined, but we've been saving for a couple years now. 0 -
Sorry I assumed this meant you lived alone which in english means without other people :P.
If you can live with your parents I guess your saving 250 quid more a month but you said yourself only for last 12 months have you really been acting 'old/mature' by researching the climate on house prices and saving like mad. In the past you still was living at home... but not for this reason?
I couldnt live with my parents, not because I don't love em because I figure they deserve a break and a time to be alone to have time together as a couple... after all raising children is alot of work. If they are truly fine with you staying then why not offer to pay a little towards your stay? I'd feel better this way. You are a moneysaver so you know really you are saving money but also 'taking' money from your parents by not paying anything towards upkeep. It costs to add 1 more person to a house you know. For me and my partner we pay 200 pound each in food and bills a month on top of our rent for example.
By living at home I am saving more than £250 a month. £250 is a pretty conservative figure. in reality it would cost more than this.
What you could or couldn't do is irrelevent. My parents don't want or need my money. They understand the climate and would prefer to see me enter the market in a stable position. What is clear from your post is that you probably wouldn't even have the option of what I am doing with your parents.
I think you definitely have some issues, the fact that you pigeonholed me as a 'nerd' and said I was 'living in my parents basement' simply because I am taking a few years to put myself in a good position for later life speaks volumes. Maybe you are not as mature as you think.0 -
True, you are correct. Was just little annoyed he blatantly rules out housesharing while thinking its fine to milch off his parents. Brings about a wrong attitude in my opinion.
House sharing is how i met my fiancee and we are off to get married this July... If you can share with someone and you love them... then you know for sure you can live with them alot of people go out... then move in with each other but can't stand one anothers habits.
I personally wouldnt be getting married if I hadn't house shared and I certainly wouldn't have had as good a time. House parties, Barbecues with the housemates, going out together that sorta thing... kinda like being a student for a while. Now i've settled down because of the marriage and now 'house share' with my fiancee . Still I understand the reasons behind this thread my partner and I are also saving like mad for a deposit trying to save 1k a month or so combined, but we've been saving for a couple years now.
Aha, its coming out now. I wouldn't get annoyed about anything on here, it is only a forum. Sorry what I said got to you so much. Wrong attitude? Taking advantage of a situation where you have low upkeep due to the fact that you are saving to put yourself in a better position for later life strikes me as a very sound attitude.
All that rubbish you were speaking about relationships. Pretty much sounds as if you have only been in one serious relationship in your life so can't say your opinions actually hold any water.
You don't need to own your own place to have some great fun, infact given my current situation and your current situation I would put money on the fact that my social life is a tad more developed than your own.0 -
mrstinchcombe, yes, it's frustrating to know that you can afford to buy but that it's the wrong time to buy and you'd probably lose more than a year's rent in property value falls if you bought now.
Do price out council tax, water rates, gas and electricity bills so you know what they will cost in addition to the mortgage. When you do buy, consider going interest only and overpaying with the difference between interest only and repayment, so you have the flexibility to decrease payments to the interest only level if necessary due to a job problem or sickness. It's free protection.0 -
Aha, its coming out now. I wouldn't get annoyed about anything on here, it is only a forum. Sorry what I said got to you so much. Wrong attitude? Taking advantage of a situation where you have low upkeep due to the fact that you are saving to put yourself in a better position for later life strikes me as a very sound attitude.
All that rubbish you were speaking about relationships. Pretty much sounds as if you have only been in one serious relationship in your life so can't say your opinions actually hold any water.
Eye of the beholder my friend eye of the beholder. I hardly think going out every friday/saturday night on the lash... the type of social life I want at my age. I used to do this up to a year or so ago but then started to hate the hangovers and such... and nights out are such a waste of money... at least 40 quid every time you go out on one. I now socialise in other ways... its the natural progerssion you can't be 'young' forever.. everyone calms/settles down eventually.
Sounds like you want to be a 'youngster' forever when in reality your halfway between 20 and 30... 5 years to go my friend.
You know its about time to fly the nest anyways from your first point. So in reality you agree with me that it isnt comfortable living with your parents... But you dont want to take a mortgage out.. so as others have suggested just rent... If 300 pound a month will knock your deposit down by such a large percentage you should rethink getting a house because they are expensive beasts.Taking advantage of a situation (your parents) where you have low upkeep due to the fact that you are saving to put yourself in a better position for later life strikes me as a very sound attitude.
Fixed it for you.
I've ignoerd your other comments meant to lure me in. Your quite experienced at arguing on the internet at least, seen as you've parading this thread for over a 24 hour period, and try to put down anyone disagreeing with you with venom .
But if you want to talk whose in a better position... socially.. and im sorry but you brought this on yourself.
You are 25, Living at home with your parents with minimal saved deposit, you still behave like a 18 year old university student by going out every friday/saturday, you've never truly been responsible for a house.
Im 24 almost 25, getting married in July, We've saved £20k deposit we have the freedom and pride to live privately alone... so we can have 'our' time together without the intrusion of parents or family members. We have our own rented area that we can organise and suit to our needs. We pay bills, deal with problems with the house gaining experience for when we buy. I watch as property falls and we are preparing to have 35k deposit by 2 years time.
Whose socially less !!!!!!?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards