Tortured for PIN

James

First and foremost my deepest sympathy goes out to the relatives and friends of Georgina Edmonds.

This very sad story appeared in the Telegraph - Pensioner Murdered For Her PIN.

Which brings me back to a question I aksed sometime ago. Is it safer to PIN than sign?

ShelfStacker_3

Yes, it is. Card fraud has dropped dramatically since Chip and PIN came in. One person being murdered by some sick b*stards does not change that.

James

Criminal Gangs Fuel a Record 25% Rise in Card Fraud.

Click here.

Crooks target PINs.

Armed with a Valid Card & PIN, the C&P environment is their oyster as well as any ATM anywhere.

Armed with a Cloned Card & valid PIN, then crooks can hit ATM's at home and overseas.

So what would happen in a totally world-wide Chip & PIN environment.

Sadly I can only guess that the most vulnerable would be targetted for their cards and PINs. (This has already been reported in the UK)

ShelfStacker_3

From the inflammatory scaremongering title, I guessed that was from the Mail...

The rise was driven by a 77 per cent jump in fraud carried out abroad using cloned versions of cards that belong to British shoppers.

Gangs have used bugging devices on till terminals to copy a card's magnetic stripe information and PIN code.

Not Chip and Pin, magstripe for use in cash machines. In a totally world-wide Chip and PIN environment, magstripe fraud would be the main vector of attack. Simple.

System

James wrote: »

First and foremost my deepest sympathy goes out to the relatives and friends of Georgina Edmonds.

This very sad story appeared in the Telegraph - Pensioner Murdered For Her PIN.

Which brings me back to a question I aksed sometime ago. Is it safer to PIN than sign?

Even before 'Chip & Pin', this kind of sick event may have happened for Cashpoint access alone. I don't think its appropriate for you to use this event to personify your anti Chip and Pin agenda.

Mikeyorks

James wrote: »

First and foremost my deepest sympathy goes out to the relatives and friends of Georgina Edmonds.

This very sad story appeared in the Telegraph - Pensioner Murdered For Her PIN.

Which brings me back to a question I aksed sometime ago. Is it safer to PIN than sign?

That's bordering on abuse. Your personal Trolling on this subject, has normally been received reasonably well ... considering the pain you are. But this illustration ..... makes you as sick as the people the police are hunting for.

James

Mikeyorks wrote: »

That's bordering on abuse. Your personal Trolling on this subject, has normally been received reasonably well ... considering the pain you are. But this illustration ..... makes you as sick as the people the police are hunting for.

I'm sorry you feel this way about this illustration.

I was hoping to make reasonable people think, is it safer for the vulnerable to use a PIN vice a signature OR pension book.

Last year an elderly lady and women were targetted for their PINs in East Anglia.

I honestly believe that it would be an awful lot safer for lots of people to revert to Chip & Signature Cards.

The Bottom Line being that card issuers should be informing consumers they have a choice, Chip & PIN Or Chip & Signature.

I'm sure we all know someone who'd be safer (physically) and on a liability issue for alleged PIN misuse issues, reverting to signature.

oldagetraveller

James, either get back under the bridge or try another crusade. Your constant posts on this subject are, frankly, becoming boring.

dzug

Really makes zilch difference with a signature - pensioner mugged for card, thief forges signature. Not difficult - and when were they ever checked properly anyway?

laughing_cow

dzug wrote: »

Really makes zilch difference with a signature - pensioner mugged for card, thief forges signature. Not difficult - and when were they ever checked properly anyway?

I went to a restaurant last month and I was surprised to see they were still using signatures rather than chip and pin. They took my boyfriend's card to the till (we could see them, so it didn't look iffy) and when they brought it back I signed it by mistake (it was late, we were tipsy and not concentrating ). The payment still went through even though I had signed it with a totally different name and signature.

jamesd

james, I suggest that you read the press release from APACS "Fraud abroad pushes up losses on UK cards following two-year fall" on which that Mail report is based. And then note "Card fraud losses up by 25%: increase is driven by £90.5 million rise in fraud abroad as more UK card details stolen for use in countries yet to upgrade to chip and PIN".

If someone tortures you trying to get your pin I suggest that you hand over a bogus PIN. If that proves ineffective, hand over the real one instead, following exactly the same precedent as used by bank and secure courier and storage services when staff are threatened.