The 'We're saving for a deposit' thread

pollyannaL

Hi,
Is anyone close to purchasing yet? i am ready...just no sign of a perfect house!

So my deposit is growing in the meantime. Saving £1200 still a month. Should save more but keep purchasing stuff for the house! Hope i like the stuff in 6 months time lol.

How long is everyone else aiming to save for?

juniordoc

We're looking to buy in autumn/winter so I'm keeping a close eye on the local market, but with prices stagnating/dropping things are looking good, but agree naff all that I want to buy atm!

CocoD

tara747 wrote: »

Awww, thank you so much CocoD, that really means a lot to me. And congrats to you, two years since you bought your own place How are you enjoying it?

Thanks tara747. I'm loving it, all the hard work to get here was so worth it. I used to come on here religiously and everyone's updates on progress, be it £100 or £1000, were so motivating.

Crazy to think it's nearly two years. I still remember stripping wallpaper like it was recently and feeling anxious that someone was going to come in and tell me off for vandalising their house. It took a while to sink in that it was mine! It's still a bit surreal but it's definitely home. I love opening the door when I get in from work.

Keep going everyone :T:T:T you are doing amazingly xx

tara747

May payday update!


I saved a nice round £400 in May. That's £4,845 so far in 2017 and £113,967 overall.


:beer:

tara747

pollyannaL wrote: »

Hi,
Is anyone close to purchasing yet? i am ready...just no sign of a perfect house!

So my deposit is growing in the meantime. Saving £1200 still a month. Should save more but keep purchasing stuff for the house! Hope i like the stuff in 6 months time lol.

How long is everyone else aiming to save for?

Until I find the house I want I'd like to buy for cash if possible!

juniordoc wrote: »

We're looking to buy in autumn/winter so I'm keeping a close eye on the local market, but with prices stagnating/dropping things are looking good, but agree naff all that I want to buy atm!

Prices appear to be falling here too and my deposit is growing Where are you?

CocoD wrote: »

Thanks tara747. I'm loving it, all the hard work to get here was so worth it. I used to come on here religiously and everyone's updates on progress, be it £100 or £1000, were so motivating.

Crazy to think it's nearly two years. I still remember stripping wallpaper like it was recently and feeling anxious that someone was going to come in and tell me off for vandalising their house. It took a while to sink in that it was mine! It's still a bit surreal but it's definitely home. I love opening the door when I get in from work.

Keep going everyone :T:T:T you are doing amazingly xx

Aw, well done. Wishing you many happy years in your new home :beer:

Starbrite

I'm back... sort of!

So had a few years of hell after being made redundant in 2013. Since then I've lost the will to live on JSA, embarked on a full time degree course, managed to get myself a first class degree (and in heaps of student debt). Now hopefully in a better position for job hunting!

During all of this the house deposit saving plan went on ice, but this month I managed to put £100 into my save to buy ISA!

So happy its going to be baby steps at first but I am back onto my mission

Just need to recalculate how much I need for a West London deposit, get a job and save save save...

Total deposit so far £13,600.00

tara747

Starbrite wrote: »

I'm back... sort of!

So had a few years of hell after being made redundant in 2013. Since then I've lost the will to live on JSA, embarked on a full time degree course, managed to get myself a first class degree (and in heaps of student debt). Now hopefully in a better position for job hunting!

During all of this the house deposit saving plan went on ice, but this month I managed to put £100 into my save to buy ISA!

So happy its going to be baby steps at first but I am back onto my mission

Just need to recalculate how much I need for a West London deposit, get a job and save save save...

Total deposit so far £13,600.00

Well done, Starbrite! That's amazing, you should be really proud :beer:

tara747

June payday update from me!


I saved £878 this month - that makes £5,723 so far in 2017 and a grand total of £114,845 altogether.


:beer:

Starbrite

tara747 wrote: »

Well done, Starbrite! That's amazing, you should be really proud :beer:

Its strange how saving actually makes you feel good, Have a long way to go but am back on track

excelwizard

Hello all! I'm joining in if that's okay...

My OH and I have set a rough 18 month - 2 year target of buying a house. Mainly because he's self-employed and with banks tightening the purse strings he may need three years worth of tax returns rather than two, but I think next year we will approach a broker and see what they say just to see whether it would be possible next year... (I'm trying not to get my hopes up about this too much )

I currently have about £12,100 to my name and my partner has around £7000 - we both have help to buys. Our target is to save around £35,000 by next March/April...we're both very like-minded fortunately and we don't want to buy before we're definitely ready financially (AND emotionally :rotfl: )

Everyone is doing amazingly well - like others have said seeing it all add up just makes you feel great! :j