Student Loan for 2 children at uni at same time

onthemend

Hi

Can anyone tell me if the student loan/maintainance grant criteria with regards to parental income is different if as a parent you have 2 children at Uni at the same time?

Lokolo

Nope. Same as if one was and one isn't.

onthemend

So therefore as a parent who has to contribute to make up the shortfall, I have to contribute 2 times as much just because both kids are at uni at the same time?

Lokolo

onthemend wrote: »

So therefore as a parent who has to contribute to make up the shortfall, I have to contribute 2 times as much just because both kids are at uni at the same time?

No because you don't have to contribute anything, thats what the student loans there for.

aah

utter c***. there is an expectation of parental contribution to the loan; the loan is reduced in order for that to take place. it does seem entirely unfair that a parent should contribute twice as much taxed income when there are 2 kids at uni. when divorced or separated parents get grants and loans on the basis of one income only - and very often the estranged parent contributes too, but their income isnt assessed towards the loan - the state (you and me) pays.

me and oh earn between us 50 - 55k son gets nothing (3k loan) and we are expected to pay 1100 towards his exps.

sons girlfriend: mother earns 10k, father 80k. loan and grant assessed on mum's income - student gets 3k full grant doesnt have to pay it back. gets bursary help with fees - free. dad pays her rent - 3k!

so they are quids in and it will be the same with next sibling....

poet123

Yes, we have 2 there too,and get no help at all as we are in the same position re income. Friends children who are divorced get everything,and the father's income is not taken into account. Totally unfair.

Lokolo

aah wrote: »

utter c***. there is an expectation of parental contribution to the loan; the loan is reduced in order for that to take place. it does seem entirely unfair that a parent should contribute twice as much taxed income when there are 2 kids at uni. when divorced or separated parents get grants and loans on the basis of one income only - and very often the estranged parent contributes too, but their income isnt assessed towards the loan - the state (you and me) pays.

me and oh earn between us 50 - 55k son gets nothing (3k loan) and we are expected to pay 1100 towards his exps.

sons girlfriend: mother earns 10k, father 80k. loan and grant assessed on mum's income - student gets 3k full grant doesnt have to pay it back. gets bursary help with fees - free. dad pays her rent - 3k!

so they are quids in and it will be the same with next sibling....

This is one of the most rediculous posts I have ever read. It is assessed on household income, which means the parents aren't together, just because the dad decides to help his daughter, doesn't m ean he has to, he chooses to.

Not everyone is like this, its one person, just because the system doesn't work for everyone doesn't mean you have to go slagging it off. My dad hasn't paid m y mum anything for years and years (since he got married again, so 6 years I think) so me and my brother have been living of my mums income of £24k a year. Now she has a boyfriend his income takes me over the limit of a grant, so I don't get one either, but I don't moan just because moneys tight.

Bringing up 2 children on £55k between you is damn fine, there are others out there without even half that so stop being so arrogant and thinking you are the worst off!

Why are you expected to pay £1100 to his expenses? He can get a job and earn that much parttime.

Absolutely dreadful, your kids will be 18+ they should be able to look after themselves by this age.

dmg24

Agree with Lokolo, and I imagine those with divorced parents would give all the money in the world to have them back together.

Oldernotwiser

Absolutely agree; that's part of the rationale of the switch to loans that funding moves from the parent to the student.

Why is it always the people with money who moan about the cost of things?

poet123

The point is when parents divorce,they divorce each other and should not be allowed by the state to divorce thenslves from the upkeep of their children. Regardless of whether the split is amicable the other parties income should be assessed, and they should be made to contribute just as happens via the CSA(or should do if the system was operated correctly).

Why should the state support via grants, children who should/could be supported by the absent parent?

Those with money(and it is all relative) do not get it by accident,but generally by extreme hard work,long hours,copious amounts of study and not a little sacrifice. So if they moan it may be justified,but moaning about being overburdened by tax and other state sanctioned dues is not the preserve of those with money,it is universal.

Lokolo

poet123 wrote: »

The point is when parents divorce,they divorce each other and should not be allowed by the state to divorce thenslves from the upkeep of their children. Regardless of whether the split is amicable the other parties income should be assessed, and they should be made to contribute just as happens via the CSA(or should do if the system was operated correctly).

Why should the state support via grants, children who should/could be supported by the absent parent?

Those with money(and it is all relative) do not get it by accident,but generally by extreme hard work,long hours,copious amounts of study and not a little sacrifice. So if they moan it may be justified,but moaning about being overburdened by tax and other state sanctioned dues is not the preserve of those with money,it is universal.

So you're saying that my mum doesn't earn more than £24k because she doesn't try hard?

My mum usually works 9-7 on an average day on IT support. A few years ago she did a HND part time and then lead onto a degree, and still earns £24k.... so she doesn't try hard? Really?

Just because absent parents should contribute, doesn't mean they will or can.

And well why should your children who are going to uni now get £1k payback in tuitions fees in their first year? I didn't. I paid the whole amount and don't get anything back.

The system sucks, get over it, move on but come back and complain when you're bringing your kids up on basic amounts.