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The Official "Get ZTD his smut fix" Friday Night Party Thread

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  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    So what do you do then..? ;)

    ;) actually pretty much anything but coffee... although I never humpfed behind the bikesheds...
    Mortgage OP 2025 £6250/7000
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  • spud30
    spud30 Posts: 16,872 Forumite
    Snaggles wrote: »
    Spud, I would try putting in in writing and sending it recorded - make sure you say it is a complaint because then they have to respond within a certain timescale (by close of business the following working day I think) otherwise it shows up on a report that they have to send to the....(oh god, I've been away from work so long I can't remember who it is.....ombudsman? fsa? :confused:).

    They can send you a holding letter, advising you they will investigate, but they have to give you a timescale that it will be dealt with within (and a VERY interesting leaflet.....yawn....).

    You can't take it to the ombudsman until you have had a final written response from the bank (ombudsman will just refer you back to your bank's own complaints procedures if you try, unless 8 weeks has passed since you first raised the complaint), but you can make the bank fully aware you are intending to pursue this and intend to take it to the ombudsman if you don't get a satisfactory response.

    Sorry about the vagueness.....baby-brain and 12 months maternity leave does that to you....:rolleyes:

    (if you need some more definite timescales/facts and figures, give me a shout and I will try and pester someone from work to email me the exact guidelines)

    I'm going to try and compose a letter tomorrow hun.

    I'm not sure why I didnt kick up a stink before - I didnt have the nerve to attend court and fight the charging order, even though I knew they had lied. I just sat back like a flippin coward - silly moo :rolleyes:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • ZTD
    ZTD Posts: 24,327 Forumite
    ;) actually pretty much anything but coffee... although I never humpfed behind the bikesheds...

    Ooh...a hot-chocolate girl...

    Were you one of those girls who would exhibit a discrete tut behind the bikeshed?

    Tutting like that leads to trouble... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    spud30 wrote: »
    I'm going to try and compose a letter tomorrow hun.

    I'm not sure why I didnt kick up a stink before - I didnt have the nerve to attend court and fight the charging order, even though I knew they had lied. I just sat back like a flippin coward - silly moo :rolleyes:

    :grouphug:

    When everything is going wrong, and everything is against you - your confidence in yourself and what you can achieve can ebb away.

    Just fix it now...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Ooh...a hot-chocolate girl...

    Were you one of those girls who would exhibit a discrete tut behind the bikeshed?

    Tutting like that leads to trouble... ;)

    Tea - if alcohol isn't an option!:D nothing like that went on at our school (within the grounds anyway), a bit of smoking, some drugs but no humpfing... was RC comp!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    It shouldn't actually matter HOW the complaint is raised - electronic message, email, by phone, in writing......but at least if you can prove they received it, they are more likely to take it seriously.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • spud30
    spud30 Posts: 16,872 Forumite
    ZTD wrote: »
    :grouphug:

    When everything is going wrong, and everything is against you - your confidence in yourself and what you can achieve can ebb away.

    Just fix it now...

    I will do hun.

    I'd just been through the nightmare year of job loss, appeal, winning job back, resigning then tribunal and couldnt face any more. I buried my head in the sand, hoping it would all go away :o
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    spud30 wrote: »
    I'm going to try and compose a letter tomorrow hun.

    I'm not sure why I didnt kick up a stink before - I didnt have the nerve to attend court and fight the charging order, even though I knew they had lied. I just sat back like a flippin coward - silly moo :rolleyes:


    Good to see you're getting your fight back now. don't dwell on the past - it's gone.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Ephemera
    Ephemera Posts: 1,604 Forumite
    aww Spud <hug>

    ...hope that helps.....!
    If you do what you've always done, you'll get what you've always got.



  • spud30
    spud30 Posts: 16,872 Forumite
    Good to see you're getting your fight back now. don't dwell on the past - it's gone.

    I know, you're right. Trouble is, we now have a charging order on our house - I doubt they will reverse that :rolleyes:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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