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The Official "Get ZTD his smut fix" Friday Night Party Thread

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Comments

  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Hmm, PJ's or nightie...

    aww come on, you could have chosen nicer pjs - mine are generally more like the nightie on top! so half 'n' half.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • spud30
    spud30 Posts: 16,872 Forumite
    See, I told you so. No smut and you're not replying Zed :rotfl: :rotfl: :rotfl:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    spud30 wrote: »
    See, I told you so. No smut and you're not replying Zed :rotfl: :rotfl: :rotfl:

    could you get in touch with the bank ombusman spud and let them know what's going on?
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • spud30
    spud30 Posts: 16,872 Forumite
    could you get in touch with the bank ombusman spud and let them no what's going on?

    That's what I was wondering hun :confused:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    :hello: Hello peeps:hello:

    OMG Z are you still here from last night!! Got to give it to him, the mans got staying power.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm finally starting to feel human again - had two HUGE vats of coffee while I was out earlier and felt really jittery. now I remember why I don't do coffee!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    spud30 wrote: »
    Well, I dont know if you remember (you must talk to sooo many peeps) but my bank got a charging order on our house by lying to the courts, saying that we had missed payments under the CCJ (we have never missed a payment)

    Well, 2 weeks ago, I sent a message through the secure messaging on internet banking, asking for full details of the 'missed payment' to enable me to look into the matter in more detail. They replied within a few days, saying that the message will be passed to the collections department.

    A week later, I'd not had a reply to the query, so I sent another message, chasing a reply. Still nothing.

    Now here we are, over 2 weeks later, and they still havent sent me a proper reply, other than they are passing my query on etc.

    I was just wondering what you would recommend I do now?

    Well their only defence will be to delay, fob off, and generally try to sicken you off.

    Do they have a timelimit for inquiries to be answered?

    If they do, and they have not exceeded it, then you'll have to wait.

    If they've exceeded, or they don't, send in 2 formal complaints.
    1. That they've exceeded the time limit on your enquiry.
    2. That they have lied in court.

    If you send it in by post - use registered mail.

    There will be strict time limits associated with formal complaints. X days to acknowledge, X days for a preliminary answer etc etc. If they ever exceed these (allow for postal time), take the complaint they've exceeded it on, and refer it to the banking ombudsman with an explanation as to what they've screwed up on.

    Expect everything to be "lost in the post".

    Either they will come up with something, or fob you off. It's your right to refer any answer you don't like to the ombudsman.

    When it gets that far - let me know... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    aww come on, you could have chosen nicer pjs - mine are generally more like the nightie on top! so half 'n' half.

    Would it not be best to wear those PJ's for the first few times, then suddenly come down in the nightdress with the words "I like you..." :kisses3:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    spud30 wrote: »
    See, I told you so. No smut and you're not replying Zed :rotfl: :rotfl: :rotfl:

    Hey, smut I'm as fast as lightning...deep lovin' takes a little longer... ;) :kisses3:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    LouiseJ wrote: »
    :hello: Hello peeps:hello:

    OMG Z are you still here from last night!! Got to give it to him, the mans got staying power.

    Absolutely. Strong fingers and I can bang away all night...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
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