We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Gertrdeanna's house sell!!

Well the house is finally up on the market after us uummming and aaarhing for ages!!
Piccies etc are on the website, board is up and we've got a viewing already on Sunday!!
Lets hope it's a quick sale!!
Made it - 15 years married!! Finally!! xx:beer:
«13

Comments

  • gerturdeanna
    gerturdeanna Posts: 4,350 Forumite
    Part of the Furniture Combo Breaker
    Had an impromptu viewing today. 6 doors down!! Think they were just being nosy!!!
    Am getting the Estate agents to move the board as it's right in the corner of our garden and it looks like next-door is up for sale. People have been seeing the sign and going looking in next-doors windows!! Changing it is a priority!!!
    Made it - 15 years married!! Finally!! xx:beer:
  • ixwood
    ixwood Posts: 2,550 Forumite
    Couldn't you just move it yourself?
  • gerturdeanna
    gerturdeanna Posts: 4,350 Forumite
    Part of the Furniture Combo Breaker
    haha a comedian!! Well done!
    Made it - 15 years married!! Finally!! xx:beer:
  • gerturdeanna
    gerturdeanna Posts: 4,350 Forumite
    Part of the Furniture Combo Breaker
    Just a quick update - house has been on market now for 2 months with no interest -73 people have had details, but only 6 viewings. EA says the feedback is that its too expensive therefore have dropped the price by 5k. Heres hoping we'll get someone now!!
    Made it - 15 years married!! Finally!! xx:beer:
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just a quick update - house has been on market now for 2 months with no interest -73 people have had details, but only 6 viewings. EA says the feedback is that its too expensive therefore have dropped the price by 5k. Heres hoping we'll get someone now!!
    With all due respect and not knowing the price, but if people are saying it's too expensive, then £5k usually won't make any difference.
  • Kez100
    Kez100 Posts: 2,236 Forumite
    Unless you place is on at 80k, I doubt 5k will even touch the surface.
  • Muppit_2
    Muppit_2 Posts: 34 Forumite
    Sounds like you have had interest. 6 viewings. Have a look at what you would like to live in if you moved and compare the price between what you have and what you can afford. That will help you to consider lowering your price to be a positive step forward.
  • gerturdeanna
    gerturdeanna Posts: 4,350 Forumite
    Part of the Furniture Combo Breaker
    The house was on at £92950 now its on at £87950. And £5k makes a difference to us.
    Made it - 15 years married!! Finally!! xx:beer:
  • SquatNow
    SquatNow Posts: 2,285 Forumite
    The house was on at £92950 now its on at £87950. And £5k makes a difference to us.

    Whether it makes a difference to you is totally irrelevant to what people will pay for the property.

    You think it's worth £88k. The market thinks it is worth less. The market is right, you are wrong. A properties market value depends on market conditions, including the availability of funds.

    The recent reduction in LTV rates slashed peoples house purchasing power... reducing LTV from 95 to 90% means someone with a 10K deposit can offer £100k on a house, whereas under 95%LTV they could offer £200k. Reducing the LTV effectively cut house values in half... no-one has noticed yet though as there are still a lot of old offers/applications knocking around in the system from last year. Most of these will fail when the mortgage offer expires and the borrower can't get as good a deal.

    Until you have the buyers cash in your hand, your property is worth exactly £0 (zero)
    Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Where I am, these used to "fly off the shelves". One sold at £73k last summer very quickly. In fact, in 2007, two sold at £74k and one at £63k.

    Neighbour went on the market in early January:
    £74k - January
    £70k - February
    £68k - April
    £65k - May

    In January there were about 3 viewings. Nothing since. They vacated over Xmas/New Year so it's sat there empty. Some relative comes over once a month and has a tidy around. There have been two workmen in there too, including somebody doing something with windows today.

    No viewings since early April though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.