car insurance renewal

onredbull

I recieved my car inurance renewal last month from church hill who i have been with for 2 years. The quoted my £451. This for myself and my dad full comp with no claim protection and all the things i needed. I spent a few hours on the internet going through loads of different companies and only a few came close within a few pounds either way. I thought i would put the details in on churchhills insurance quotes, expecting a higher quote but they quoted me £363. Nearly £100 cheaper than my renewal, so i rang them up and got this policy but they wont offer me any explanation even though i explained how unhappy i was, but as this was the cheapest and no others would haggle this low, i had to stay with them, is there anything i can do. i have paid and accepted the years insurance now.
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scheming_gypsy

the usual reason is that because it's internet based they don't have to pay people to do the work so it will be cheaper.
I had the same problem with Admiral, a 10 month accelerator policy was £210 cheaper than my renewal.

telly-addict

The lower premium may partly be accounted for by the internet discount. But the bulk of the reduction will be a result of the insurer offering an introductory discount to encourage new customers.

Customer loyalty doesn't seem to be a big thing. It's worth shopping around at renewal, even with your current insurer!

LQA_2

I am in the process of insuring my Mitsubushi Pajero, I have 5 months left to run with Direct Line on my Ka which I am parting company with. To change my policy for the Ka would mean paying £75 per month ie £450. DL online quote was £410. Another independant quote was £460.

Its alright getting all these quote but I just know in 12 months I'll get loads of junk mail. Hope I ticked or unticked all the boxes.

chillipepper_3

Try:
http://forums.moneysavingexpert.com/showthread.html?p=702507#post702507

Shaanbles

Be careful of charges not shown online. I trawled through getting quotes for my car, used the sites recommended by MSE and settled on Barclays. I was very careful to check the voluntary excesses, and the total shown by Barclays online was £150. However when I got the policy in the post and extra £400 excess had appeared, when I called to complain I was told there must have been some error as the car I have carries this additional excess.

But the web quote did not show this anywhere - so if you buy online check the policy when you get it!!