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Northern England and the price crash...

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Comments

  • dweeby
    dweeby Posts: 238 Forumite
    Before we moved to Yorkshire, we lived in Lancashire.
    Traitor! I moved from Lancashire also, but Yorkshire?? They're like the Scots, but with the generosity squeezed out of them!
    Andy
    The older I get, the better I was...
  • dwsjarcmcd
    dwsjarcmcd Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dweeby wrote: »
    Traitor! I moved from Lancashire also, but Yorkshire?? They're like the Scots, but with the generosity squeezed out of them!

    As a Scot, living in Yorkshire I endorse that view!!
  • m00m00
    m00m00 Posts: 1,755 Forumite
    people should not denigrate the importance of empirical anecdotes. They are of great value in seeing the 'bigger' picture, which raw statistics often miss.
    It's a health benefit ...
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    dweeby wrote: »
    Traitor! I moved from Lancashire also, but Yorkshire?? They're like the Scots, but with the generosity squeezed out of them!

    They really are like that too:rotfl: Although I did once see one of them buy a round in a pub:eek::eek::eek:
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • Turnbull2000
    Turnbull2000 Posts: 1,807 Forumite
    Thread closed :beer:

    Newcastle Journal - Agents positive over market
    A MARKED “improvement” in the North East property is being reported in a variety of areas. And many estate agents in the region are hitting back at the “gloom and doom merchants”

    The same paper also ran a front page article last year claiming that North East prices are due to soar between now and 2014.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • The worst effected people are those who have stretched themselves beyond their means!

    I'm lucky enough to have a good wage, just slightly above the national average but I'm able to buy a brand new 3 bedroom house for £125K (i got mine for £83K) 5 months ago. I currently pay £430 mortgage, if the interest rates went to 11% it would be upto £785.

    Although I would probably cry it would not be the end of the world!
    I remember the 1990's when the baliffs came to my my parents home when things got tight the last time so know it could hurt everyone.
    Lets get this straight. Say my house is worth £100K, it drops £20K and I complain but I should not complain when I actually pay £200K via a mortgage:rolleyes:
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    North East:

    Unemployment = 6.6% (link)
    Proportion of people of working age on incapacity benefit = 10.2% (link)
    Proportion of people working in the public sector = 24% (link)

    South East:

    Unemployment = 4.4% (link)
    Proportion of people of working age on incapacity benefit = 5.4% (link)
    Proportion of people working in the public sector = 18% (link)

    If there is a big recession in this country (say like the one in the early 90s) then this government (or the one that replaces it) is going to have some very nasty choices ahead of it. At the start of the last recession, there was a government surplus of 1.5%, by the end there was a deficit of 7%. That was also from a situation where unemployment figures were high in most of the country at the start of the recession as employment levels in the industrial North and Midlands hadn't recovered from the (for them) brutal recession of the early 80s.

    Now we have a position where there is a defecit of 3% of GDP (Northern Rock excluded). That would imply a move over the course of a recession to a deficit of 10% of GDP! I don't think the markets would be prepared to lend the UK government that sort of money without a steep rise in interest rates, just what you don't need in that situation. The alternative is for the Govt to severely cut spending. I think they'll be forced to do that and the North East and Celtic regions will feel the brunt.

    I have nothing against the NE. In fact I plan to take a holiday in the NE this year. The fact remains that they have little private economy and are extremely vulnerable to cuts in govt spending.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    Generali wrote: »
    I have nothing against the NE. In fact I plan to take a holiday in the NE this year.
    Exchange rate is 100p to the £1 (the £1 being a sub-denomination of the £20), pies are much cheaper, but you may find the beer around the same price (Harrods charge extra for the "outside M25" delivery).

    Oh, and better take the private jet - you'll never find a helicopter landing pad as we don't do H's...
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    ManAtHome wrote: »
    Exchange rate is 100p to the £1 (the £1 being a sub-denomination of the £20), pies are much cheaper, but you may find the beer around the same price (Harrods charge extra for the "outside M25" delivery).

    Oh, and better take the private jet - you'll never find a helicopter landing pad as we don't do H's...

    Couple of questions:

    Is the tap beer ok to drink or should I stick to bottled?
    A pie. Is that like Beef Wellington?
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    ManAtHome wrote: »
    Exchange rate is 100p to the £1 (the £1 being a sub-denomination of the £20), pies are much cheaper, but you may find the beer around the same price (Harrods charge extra for the "outside M25" delivery).

    Oh, and better take the private jet - you'll never find a helicopter landing pad as we don't do H's...

    Plus you get offered gravy with your chips.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


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