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Northern England and the price crash...

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Comments

  • Rabiddog_2
    Rabiddog_2 Posts: 418 Forumite
    I've got two words for you.. its called the " Nolledge economy"
    tribuo veneratio ut alius quod they mos veneratio vos
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    Let's say salaries are 10% lower in the North.

    And the rest! Computer programmers paid £15,000.00 just last year. The wages up there are really bad, but the government work has helped get better wages and given more people work.

    Friends of ours bought a house in Yorkshire for £150,000. We bought in the same road during the crash for £112,000 and our house was twice the size of theirs.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • dweeby
    dweeby Posts: 238 Forumite
    Friends of ours bought a house in Yorkshire for £150,000. We bought in the same road during the crash for £112,000 and our house was twice the size of theirs.
    Again, too simplistic and anecdotal. If you're house is 2x as big it should be worth ~2x value, so if your house cost ~25% less, you're implying a >60% drop in the North last time. Perhaps you could post some link that demonstrates this, because (for the areas I know) I just don't believe it!
    Andy
    The older I get, the better I was...
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    dweeby wrote: »
    Perhaps you could post some link that demonstrates this, because (for the areas I know) I just don't believe it!

    How can I post a link for a house that I bought:confused:
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How can I post a link for a house that I bought:confused:
    It depends where the link is and what it is to.

    If it were on Rightmove still, or still available as a page on the internet somewhere, then load it up on your screen, then copy the url from the address box in the browser. Then paste it here.

    If the picture alone is online, then right click with your mouse on the picture, choose Properties, select and copy the url, then paste that here.
  • Ewarwoowar2
    Ewarwoowar2 Posts: 322 Forumite
    [FONT=Verdana, Arial, Helvetica, sans-serif]According to the Nationwide site:
    A property located in North West which was valued at £40000 in Q4 of 1990, would be worth approximately £36343 in Q4 of 1995.
    [/FONT][FONT=Verdana, Arial, Helvetica, sans-serif]This is equivalent to a change of -9.14%.

    [/FONT] [FONT=Verdana,Arial,Helvetica,sans-serif]The equivalent figure for "the North" was -8.85%.

    [/FONT]
    So yes, the last crash hit the northern England quite badly. If the present crash follows the last one, the average house, bought today, could be worth £18,000 less in 2012.

    Here's the link to the Nationwide calculator:
    http://www.nationwide.co.uk/hpi/Default.asp?calculate=true
    I am an employment solicitor. However, my views should not be taken to be legal advice. It's difficult to give correct opinion based on the information given by posters.
  • gingerdad
    gingerdad Posts: 1,920 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    dweeby wrote: »
    Each region has a very different economy, split between all sorts of sectors. For example, I live in Cumbria. Whilst there is a lot of government spending, there's also a lot of farming, tourism and manufacturing (believe it or not!). But also, the house prices are still a fraction of those down south.

    My experience is that (whilst houses might not be selling), prices have not yet reduced.

    you must live in a very different bit of cumbria then me as we get !!!!!! all govt spending, but right about the house prices in terms of sales but the average around here is one of the highest in Northern England
    The futures bright the future is Ginger
  • dweeby
    dweeby Posts: 238 Forumite
    How can I post a link for a house that I bought:confused:
    Nethouseprices here(?).

    Although it doesn't show house size, particularly.
    Andy
    The older I get, the better I was...
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    dweeby wrote: »
    Nethouseprices here(?).

    Although it doesn't show house size, particularly.

    You do realise that nethouseprices don't go back to the 90s. Do you?
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    It depends where the link is and what it is to.

    If it were on Rightmove still, or still available as a page on the internet somewhere, then load it up on your screen, then copy the url from the address box in the browser. Then paste it here.

    If the picture alone is online, then right click with your mouse on the picture, choose Properties, select and copy the url, then paste that here.

    Sorry, I wasn't clear in my post. Dweeby asked for a link that showed house prices had a crash in the north last time as he didn't believe it. I can't post a link that showed my own experiences of house buying and selling in the Yorkshire during the last crash. And Rightmove wasn't around then. Although I can remember reading when the papers said that the first house had sold though the internet.:D

    Before we moved to Yorkshire, we lived in Lancashire. Bought a house in the mid 80s for 32.5k at the start of a new housing estate. When we went to sell, the EAs valued it at 80k We put it on at 74,950 and sold at 68k as the market was falling.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


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