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Buying a cat c car

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Bebsie
Bebsie Posts: 382 Forumite
Would anyone buy a cat c car? My husband and I have got £4000 to spend on a car and are getting so confused! He travels about 30 miles a day and we need something reliable and not too old! Any hints, tips or good sites to visit? We are in the North West.
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Comments

  • If you have got £4000 to spend on a car why do you want a Cat C one?

    I would steer well clear of those - try https://www.autotrader.co.uk to search all cars for sale within your area and budget :)

    Good luck :)

    xxxx
    Friends are angels who lift us to our feet when our wings have trouble remembering how to fly.
  • Friends are angels who lift us to our feet when our wings have trouble remembering how to fly.
  • Bebsie
    Bebsie Posts: 382 Forumite

    Thank you! When we were looking at the cars there were so many Car C cars and we wondered if it was a bad move! They were mainly newer cars with low mileage and this appealed to us, I guess it's definitely the wrong thing to do!
  • No probs hun - good look.

    Autotrader website or local papers etc are also a good idea - i am from the North west :)

    xxxx
    Friends are angels who lift us to our feet when our wings have trouble remembering how to fly.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    I have bought 2 cat D cars first one was great second one had a bit more damage than I thought (ie needed a new gear box) and was marginal but it is now OH car and is great.

    Personally I would only buy one unrepaired then you can asses the damage much easier, but you will aslo need a friendly (ie cheap) body shop to keep costs reasonable.

    To decide on what to pay I figure out costs of repair (with help from my body shop man who always under estimates) and if that plus the purchase price is less 70% of the retail price it is worth thinking about. I am told I am being unrealistic and it should be closer to 80% but I prefer to have a bit in hand.
  • hartcjhart
    hartcjhart Posts: 9,463 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    buying a 'cat c' car is no real problem but depends on how long you are going to keep it.

    short term I would not,long term I would as long as it has been repaired properly has an MOT and the VIC check done,

    at the moment more and more cars are being 'written off' although it could be a car just needing some panels and no structure damage,

    I personally think that in a year or two the 'stigma' of cat c will erode and it will be a commonplace thing to buy them
    I :love: MOJACAR
  • Fogg1969
    Fogg1969 Posts: 198 Forumite
    I bought a Cat C car three years ago, a Volvo V70 with 50,000 miles. It was 3 years old.

    At that time the same car with a unchequered past could have cost £14k on a Volvo forecourt. I paid £5000 for mine. It was repaired, had all the paperwork. I had a mechanic check it over, he said it looked like it had gone through a gap too narrow, and the damage had not been structural, and had been repaired to a decent standard.

    3 years on and I've done 35,000 miles in it. No problems, it's been a great car. I'm in the process of selling it, don't have a clue what I'd get for it, but the optimist in me is hoping for £3500. So, a loss of £1500. Had I bought that one off the Volvo forecourt I'd have lost £7000+ in depreciation.

    I think buying Cat C is fine provided you make sure you're buying something that's safe, and you get a bargain.

    Am thinking of buying new this time round. Would anybody advose me against buying a Nissan Note from Motorpoint with £6k cash and £2k in Tesco Clubcard points??
    ::Quidco.com - £1100 in 11 months. Kerr-ching! ::
  • I bought a category C car from a friend who is a mechanic. He gave the car a very thorough check and assured me that there was absolutely no evidence of the accident damage that had been caused to a side panel of the car. Even the paintwork is uniforn.

    Often Category C damage is purely superficial and only requires a panel or a bumper to be replaced as in this case. I now have a beautiful, nearly immaculate car that runs like a dream.

    The only down side to this is that the log book has a section in red that records the fact that the car has previously been in an accident, so that it might possibly put a buyer off if you were trying to resell.

    Cedan
  • tonynw
    tonynw Posts: 304 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    make sure if you buy any car that is listed on the register that you tel your insurance company that it is registered might be a problem if you need to claim and have not told them.

    tonynw
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    Bit random on a two year old thread!!!!!!!!
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