HELP - Has my stoozing got a little out of hand??

Martinslovechild

My stoozing has hit a new all-time low!!!

I've recently stoozed over £30,000 which is now happily sitting in my flexi mortgage account. However - when I called the lender up to ask them how I could pay, they told me that I couldn't make a payment through the internet or phone - instead, I would have to mail a cheque in

It was at that point that I sighed about the fact that the transaction was going to cost me nearly 30 pence for the stamp!

30 PENCE!!!

Now I know that this is going to save me £200 a month but I feel really aggrieved about the fact that I have to spend 30 pence to make it happen!!!

Do you think I need help??

;D

vanoonoo

*chuckle*

no - I think you are perfectly within your rights to complain about having to send in a cheque via royal mail - can you not hand deliver or arrange for someone that you know from the internet to send a cheque in with their cheque whilst you have a rranged an FOC balance transfer of funds into their account?
come on MLC - dont lose faith now - think outta the box

Martinslovechild

I suppose that I could have gone down there with a plastic bag full of used £10 notes??

Next time - I think i'll send them a bill for the time it takes me to write the letter ;D

deemy2004

LOL

Stoozing is an addiction, always thinking of ways to increase the return, even by pennies

Reaper

30 PENCE!!!
...Do you think I need help??

I think you need a second class stamp

smartsaver

I think you need a second class stamp  

LOL  :)
I began to to wonder the same thing about my stoozing today when I received a cheque for £1.48 - try me free offer.  :)

Husband looked at me sideways when he saw the cheque  :-/  I said - well take care of the pennies blah, blah blah. It is an addiction and before long we'll all be meeting at 'moneysavers anon'. Who will it be run by? The credit card companies?  ;D ;D They'll be trying to wean us off stoozing  

Shinds

It's the pennies that make the pounds!!

cloud_dog

Assume you bank online; therefore why don't you just set up a BACS Direct Credit payment facility from your bank to your CC company

I tend to set up a DD for the minimum payment and then, at some point, set up the electronic payment facility with my bank for the final payment. Then I just delete it from my list of payments.

cloud_dog

Emmacw

LOL  :)
I began to to wonder the same thing about my stoozing today when I received a cheque for £1.48 - try me free offer.  :)

Husband looked at me sideways when he saw the cheque  :-/  I said - well take care of the pennies blah, blah blah. It is an addition and before long we'll all be meeting at 'moneysavers anon'. ;D ;D  

Me and you both! ;D ;D ;D

My husband HATES my moneysaving although he obviously benefits from it.

I now keep a diary of my moneysaving to prove to him it IS worthwhile - he has stopped commenting since i showed him how my TMFs and coupon discounts add up, never mind the stoozing which I am slowly getting the hang of

I have organised 2 credit cards for him and he is now the proud owner of £8,500 of stoozed money although he wouldn't know where I had put it or how to access it

He claims he can't keep up with these things and he likes the simple life - I think he would be happy if we went back to bartering ;D ;D ;D

mary

Ladies, I think we're all in the same boat with our men!

After some initial caution, I got 3 cards for myself underway and then suggested that I could do the same for my husband. Had a humble £7K for myself and recently increased it to £9K. Got an initial £12K for my husband, mentioned about a couple of weeks ago that I would probably try for an increase for him. Having done so and he's now got £16K, guess who it was who was complaining - and why didn't you ask for a lot more than that?

As if he would know how to apply for one credit card and make sure the minimum payment was made on time. - No Who was the one who was always finding a late payment charge on his business account, because he forgot to pay on time? You guessed it.

So as in all well run households - what's his is ours (i.e. his money is used to reduce the interest on a mortgage reserve account, which he's using for business overseas) and what's mine is my own purely heading in to my own savings accounts.

Martinslovechild

But Ladies...

As a male myself, I can only suggest that as long as one member of the household looks after the finances (and is being seen to manage as opposed to mis-manage !!), then all will be well in the camp.

For example, some months ago, my wife exclaimed "I don't remember applying for this credit card" as an application form arrived through our letterbox. However, that wasn't the end of it - a second one arrived the following day ;D. Once I had shown her the spreadsheet i'd devised showing the exact amount of interest saved each month due to her (future) stoozing, she muttered something about not understanding why credit card companies would want to lend us money "for free". I gave her an explanation but somehow feel that it may have all been for nothing, as a couple more application forms arrived last week and the whole conversation started up again - "I can't keep track of all these different cards", she said. No - that's my job!!. "Just go with the flow", I said. I love her all the same, and that's what counts.