Cca Requests Updates Please

rog2

Itsallgonepearshaped wrote: »

Thanks Rog. Sorry to be a pain but I've got one more thing to ask !. On the 12+2+30 letter I ws going to use it's got a bit about removing defaults, refunding all payments in full, ceasing all manual or automatic processing of data etc. Does someting along these lines this now need to be added into the 12+2 letter should they not come up with an enforceable CCA ?

You can, certainly, add those points to the 12+2 day letter.

CyberAxe

Hi all,
First time poster long time troll, lol.
I have been intently following the threads regarding CCA's.
My dispute is with capital 1/lowells. I have sent CCA letters which haven't been replied too, also got our company solictor to call impersonating me, and he ran rings around them.

I have actually found a copy of my original credit agreement on an old computer (for some lucky reason I tested my new scanner with it back in 2003), and need a lil advice, I have asked them for copies but heard nothing at all.

Any advice welcome, obviously I have removed personal details but the wording is as is, is this enforcable?

http://ufonts.com/c1.gif

10past6

CyberAxe wrote: »

http://ufonts.com/c1.gif

That's an application form, as per "If my application is accepted" it does not contain the prescribed terms.

10past6

CyberAxe wrote: »

also got our company solictor to call impersonating me, and he ran rings around them.

Do be very, very careful getting someone to impersonate you, it could well back fire.

CyberAxe

10past6 wrote: »

Do be very, very careful getting someone to impersonate you, it could well back fire.

It did take a lot of liquid encouragment to convince him

I also found the back page too
http://ufonts.com/c2.gif

Just to make very, very sure this is an definatly an application and not an agreement ? I did fill out a full app form, and this is what they sent when accepted/maybe slightly prior.

Cheers for the advice

cocker100

Hi all,

I've sent another CCA request off the other day, this time to Equidebt DCA. This was after they sent me a letter offering a reduced fulland final settlement.

They invited me to "make them an offer" of settlement. Hadn't CCA'd them yet because they were accepting DMP payments and all was fine, but thought I might as well see what they've actually got in the way of any agreement.

Also requested that all communications were to be made in writing only and I wouldn't discuss it on the phone. Well guess what? Yep, they've phoned today!!!!!:mad: How stupid!!! I was at work though, so haven't spoke to them.

So i've now been trawling the web looking for info on them and it seems that they are normally not a very nice bunch, although they've been ok with me so far!!!

Anyone had any dealings with these lot and what should I expect now i've poked the wasps nest, so to speak!!

Cocker:)

stapeley

cocker100 wrote: »

Hi all,

I've sent another CCA request off the other day, this time to Equidebt DCA. This was after they sent me a letter offering a reduced fulland final settlement.

They invited me to "make them an offer" of settlement. Hadn't CCA'd them yet because they were accepting DMP payments and all was fine, but thought I might as well see what they've actually got in the way of any agreement.

Also requested that all communications were to be made in writing only and I wouldn't discuss it on the phone. Well guess what? Yep, they've phoned today!!!!!:mad: How stupid!!! I was at work though, so haven't spoke to them.

So i've now been trawling the web looking for info on them and it seems that they are normally not a very nice bunch, although they've been ok with me so far!!!

Anyone had any dealings with these lot and what should I expect now i've poked the wasps nest, so to speak!!

Cocker:)

Bet they haven,t got one , did you ever get a notice of assignment from OC ?

blueforyou

Cocker 100. This lot went quiet when asked for a CCA in November. No contact since. Good news I think.

rog2

cocker100 wrote: »

Also requested that all communications were to be made in writing only and I wouldn't discuss it on the phone. Well guess what? Yep, they've phoned today!!!!!:mad: How stupid!!! I was at work though, so haven't spoke to them.

Log the times of ALL phone calls from equidebt, together, if possible, with the name of the caller.

If they choose to ignore your request not to phone them and to deal in writing only, then this can be regarded as harassment.

banana1975

I sent a CCA request to Connaught in regards to my AMEX debt. They very quickly wrote back and advised that they did not have it and would pass back to 1st Credit who "owned" the debt.

This morning I have received a letter from a company called ScotCall Debt Collecting Services stating that they are going to attempt a doorstep collection and I have to pay within 7 days.

I still have not received my copy of a CCA.

Do I now send them the CCA request? I thought that they could not pass on whilst the account was in dispute?

Can someone help wiht what letter to send them now?