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New incentive and new found determination - my debt diary!!

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i think my scissors are a bit blunt need a new pair
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ohhh the joys!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ehallett
    ehallett Posts: 1,960 Forumite
    Great, because I was short on my AQA money last month, I am now short on my Egg loan money. It's due out on the 28th and I need £200 for it.

    I've already got £30 towards it and am expecting £17 mystery shopping money before that (although only £7 of that is actually showing up at the moment :rolleyes: ).

    I've got a few bits I can list on Ebay which I reckon will get me £50. I think the only chance I've got of raising the rest is a carboot but if this weather doesn't improve soon then I won't be able to do one. The weather forecast for this Sunday is heavy showers, it's Easter the following Sunday and the Sunday after that will be too late :( .

    Any ideas much appreciated.

    Emily x
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Have you done the free bingo sites Emily? Very boring but I've had quite a few wins.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    can you borrow it from a family member?... i know you will pay it back but if you got it short term loan then at least it would stop charges
  • ehallett
    ehallett Posts: 1,960 Forumite
    Snaggles wrote: »
    Have you done the free bingo sites Emily? Very boring but I've had quite a few wins.

    I have tried most of them now I think, I got about £40 out if it in total but that went straight back on my credit card.

    Will see if there are anymore that I can try :D

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    elantan wrote: »
    can you borrow it from a family member?... i know you will pay it back but if you got it short term loan then at least it would stop charges

    Most of my family members are always skint :rotfl: . Plus my family don't really know the extent of my debt problems. My fiance does but I can't borrow the money from him.

    Emily x
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    There's a list on the gambling loopholes board - loads of them on there. GLGLGL....lol!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • ehallett
    ehallett Posts: 1,960 Forumite
    I know this won't help with my Egg payment, but I have just taken on another 3 mystery shops which will get me £15 in total so that will be £20 earnt this weekend and they are ones with no spend too :D .

    I've just joined the mad Ebay challenge to try and motivate me to get my £170 for the Egg loan - fingers crossed. I will be Ebaying like mad over the next few days but they will need to finish by a week today at the latest as I will need to withdraw any Paypal money and there's Easter which will hold things up :rolleyes: .

    This might be tough.

    Emily x
  • dfw844
    dfw844 Posts: 254 Forumite
    Good luck with the ebay challenge! I'm trying to get a few hundred together to clear off a credit card, and one thing I did was sell some old mobile phones to envirophone. Got cashback as well (though can't remember which site - maybe pigsback?). So have a look around and see if you've got any old phones you don't need anymore (they even take really old ones and broken ones), and you can get some cash from them! Plus I like the idea that they are being recycled, and maybe someone who needs one will get one.
    Debt at highest Nov '06 £17,822.98
    Debt at LBM Nov '07 £14,231.63

    DEBT FREE as of 01/01/09 now I have savings!!
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