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Can we have a NERD online gathering to see how we're getting on?

1235

Comments

  • Kevicho
    Kevicho Posts: 3,216 Forumite
    DFW Status - About 3k left

    DFW number - Cant remember

    Debt Busting - keeping spends low, more concerned with IT revision at the moment.
    Putting as much money into savings per month as i can, i have 1 more month before my loan is paid off, thats extra 250 a month "spare"
  • DFW Status: I was debt-free when I joined the site but had tackled debt so they let me join anyway.

    Nerd Number: 142

    Debt Busting: Debt- and mortgage-free since 2005 but still keep an eye on power suppliers, insurance providers etc .
    We live in Spain and also still have a house in the UK, which is lived in by our son and two lodgers and their rent pays all the expenses for this house.
    Have a ten-year-old car.
    Make a roast chicken last for four meals for two of us (roast, fry-up with rest of breast and leftover veg, curry with the legs, stew with carcase).

    Still to do: Waiting to get my State Pension in January 2010 so that we have more income and can start SKI-ing* in earnest.





    *SKI -ing = Spending Kids' Inheritance
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Triker
    Triker Posts: 7,247 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well I know there is more of you out there, how are you doing? An update would be great :D .xx
    DFW Nerd 267. DEBT FREE 11.06.08
    Stick to It by R.B. Stanfield
    It matters not if you try and fail,
    And fail, and try again; But it matters much if you try and fail, And fail to try again.
  • DFW Status:
    Debts down from £10k in Jan 07 to £3660 now (would have been half that but OH decided to have a very expensive splurge over Xmas)

    Nerd Number: 437

    Debt Busting:
    *Reclaimed Bank Charges
    *Realistic budgets
    *Monthly saving for big things that would have gone onn CC i.e. Car Tax, Ins, Holidays etc
    *Ebaying/Amazoning
    *MBing

    Still to do:

    *Fully convert OH!!! - He's slowly getting there!
    *More MBing
    *More Ebaying/Amazoning
    *More free bingo
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • candyblue
    candyblue Posts: 640 Forumite
    DFW Status:
    Debts down from £33k in Jul 06 to £27,518 now


    Nerd Number: Cant remember since we had to change our signatures, couldnt fit in

    Debt Busting:
    *Bank charges applied for , on hold awaiting test case
    *DMP set up with CCCS
    *Ebaying/Amazoning
    *Free Bingo

    Still to do:

    *More Ebaying/Amazoning
    *More free bingo

    *Try to stick to the budget
    £23366/ £39206.92 DFD Nov 2016
  • mollypolly
    mollypolly Posts: 1,737 Forumite
    Hi All.
    Still quite new to this and picking up loads of tips from this site.Its addictive.
    I have done more cooking than ever before using ideas off here.
    Shopping from lists is great.Saves loads of money.
    I am putting everything that isnt fastened down on ebay.
    Still just about keeping head above water.But just had bill from taxman so feel a bit sick at the thought of paying that.
    Incidentally does everone know its free listing this weekend for all items under .99p.on Ebay.
    Keep up the good work everyboby!!!

    Mollypolly. xxxx
    :happylove :happylove
    I'm back!!!!
    DMP starts 1st July 2015:T
    Dfd March 2021 (hoping to get there sooner )
    DMP mutual support group number 444
    Proud to be dealing with my debts at last :j
  • tealady
    tealady Posts: 3,852 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi all from someone who is PROUD to be a nerd. Am debt free but teetering on the edge if you see what I mean as I have a finely tuned budget.
    Things I need to do are check am on cheapest gas/electric (was 18 months ago!) and do more home cooking.
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • DFW Status In joint debt to the sum of £15,000+

    DFW # 791

    Debt busting Cash budgeting, saving change, clicks and surveys.

    Still to do E-bay the junk that is hanging around the house
  • coops024
    coops024 Posts: 166 Forumite
    DFW Status: Slowly chipping away at the 12,000 + consolidation loan :mad:

    Nerd Number: 599

    Debt Busting: All the usual stuff Budgeting, Spending diary, Quidco, Daily clicks etc but the biggest thing was re-educating the wife :rotfl:

    Still to do: Bank charges reclaim has been stayed and some more stuff to ebay
    LBM - 20/05/07
    Well that all went FUBAR
  • Triker
    Triker Posts: 7,247 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    mollypolly wrote: »
    Hi All.
    Still quite new to this and picking up loads of tips from this site.Its addictive.
    I have done more cooking than ever before using ideas off here.
    Shopping from lists is great.Saves loads of money.
    I am putting everything that isnt fastened down on ebay.
    Still just about keeping head above water.But just had bill from taxman so feel a bit sick at the thought of paying that.
    Incidentally does everone know its free listing this weekend for all items under .99p.on Ebay.
    Keep up the good work everyboby!!!

    Mollypolly. xxxx

    Ooh thanks for that, I wasn't aware it was free listing this weekend, all my starting prices will be 98p:rotfl:
    DFW Nerd 267. DEBT FREE 11.06.08
    Stick to It by R.B. Stanfield
    It matters not if you try and fail,
    And fail, and try again; But it matters much if you try and fail, And fail to try again.
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