Can we have a NERD online gathering to see how we're getting on?

Triker

Hi everyone, just wondered if all the nerds could maybe update each other as to their DFW status, number and debt busting and still to do.

Would also highlight the Nerd club for others that are as yet unaware and may like to join.

http://forums.moneysavingexpert.com/showthread.html?t=357130

Sorry SS, be prepared to get bombarded

Shall I start;

DFW Status - Very much in debt *cough* around £43,000

DFW number - 267

Debt Busting - house for sale, car soon to be for sale, member of quidco, top cash back, collecting tesco points, ebaying, pigsback.

Still to do - reclaim everything including CC charges, MEAF, PPI, possibly bank charges.

yellowmonkey

Hi

Thanks for the link. It is something I have always meant to do but never applied until now.

Just waiting for my number. Did not realise how many members have already joined

ym

Triker

yellowmonkey wrote: »

Hi

Thanks for the link. It is something I have always meant to do but never applied until now.

Just waiting for my number. Did not realise how many members there was

ym

Hi YM, recovered from the friday night party yet?:p

Perhaps you can update anyway and leave the DFW number blank until you get it, then edit it in.

yellowmonkey

Triker wrote: »

Hi YM, recovered from the friday night party yet?:p

I was hoping no one would remember . Lesson to self. Never post when P*****d.
Going to hide under my rock now

ym

yellowmonkey

Right Im back

DFW Status....In debt £26,000 +

DFW... 908

Debt busting..Surveys,clicks,spending diary,cashback site and this forum.

Still to do...Bank charge reclaim :mad:

Take care

ym

immoral_angeluk

Great idea! Here's me..

DFW Status - On the home straight... £6,025 to go. Started with 14k back in oct 06.

DFW number - 191

Debt Busting - Ruthless budgeting and saving, Ebay, Quidco etc etc. Currently Job hunting so I can put the kids into nursery and start my training for the Citizens Advice Bureau. Once the job is sorted we'll be saving to pay off the car.

Still to do - Get a job, pay off Car HP, pay off TV finance (currently 0%).

MaggieBear

DFW Status In debt to the tune of £1921.78 (woo hoo! It's under £2000!)

DFW # 872

Debt busting Spending diary, cash budgeting, amazon selling, overtime , clicks and surveys.

Still to do Bank charge reclaim, energy supplier change, car boot sale

Triker

Oooh forgot about energy supplier switching, cheers for reminding me.

Well done to all you debtbusters :T :T :T :T :T :T :T :T

claireabelle_2

DFW Status was £35k in July, now £25,235 with another £1900 to come off on Thursday payday :j

DFW # 677 :cool:

Debt busting drastic spending cut, meal planning and sandwich-bringing to work, cancelled non essential DDs, wear glasses to work instead of daily lenses, shop at LIDL and asda, have stopped buying clothes (as my DFW journey isn’t a long haul one and I reckon I have enough clothes from my previous 5 years of spending ), mystery shopping to replace the eating out habit, subscribed to my favourite mag so I get it half price, eBayed and sold a bit on Amazon, have asked to spread my council tax over 12 months from April as my DFD is January 09 and will save me about £180 for those months, cashback from quidco on gambling (and won a few cheeky bets, too!) :beer: , saving silvers and change

Still to do
Some focus group stuff – have registered with focus4people but nothing yet

Snaggles

Oooh, I can't remember my nerd number - I'll come back to that bit in a minute.

Edit - Nerd number 263 :T

DFW status - Used to owe £17k - now owe £4204.02 on a car loan which I am hoping to pay off by October. Also borrowed an extra £5k on my mortgage for some home improvements, and wont really consider myself debt free until this is gone too.

Debt busting - Budgetting obsessively, bargain hunting, online surveys, cashback sites, free bingo etc. Had a baby on a budget, and am about to go back to work after 12 months maternity leave (noooooooooo:().

Still to do - sell the shares from my sharesave if they ever increase enough to be worth selling.

sophiesmum_2

DFW nerd number 75 cleared almost £4000 of credit cards, and have been debt free for over 12 months.

Still completely addicted to dfw ways and moneysaving and will never go back to old ways:D

Now working on savings.