Can we have a NERD online gathering to see how we're getting on?

savingforarainyday

Nerd No. 883 Here

Here goes. I have changed my car insurance, got rid of 2nd car, (dh changed job and we decided no longer needed it) Changed credit card to 0%. Cut food bill. Checked gas and electric suppliers, joined quidco, lightspeed, toluna, joined a mystery shopper, still waiting for my first shop, Checking online banking, set up second account and using old saving account, for piggy banks. Joined the £10 a day in February and reached my target:j

I am starting a spending diary in March and I am going to try online Bingo.

I am off now to put some change in my sweetie jar:D

lauradora

Debt at LBM. £15775 ish i think. december 2006

Debt now. £13934.86

Nerd no. 844

debt busting: free bingo, quidco, energy switching, mystery shopping, £10 a day challenges, debt diary, £20 k by xmas 08 challenge, tight budgeting, OS board constantly, hm gifts, sewing, car booting, e baying, amazoning, recycling, learning to live without.

Still to do: more selling, more making of hm gifts, bank charges :mad: , win the lottery, get a job.

prophecy_grrl

DFW Status - Have paid off all CC's and reduced DFD by 3 months; now we only have unsecured loans left to pay :T

DFW Nerd no. 439

Debt Busting - finding this site and pulling my head out of the sand, DFW Flylady style (I've done ths twice in the last year, helps to focus the mind... Thanks Tondella x) shopping from a list, meal planning and batch cooking, Cashback sites, daily clicks, shopping around for car ins/home ins/gas and elec etc... DH getting well paid job has been the biggest help - he was a FT student before Sept last year. Am so proud of him xxx

Still to do - make £10 a day challenge, matched betting, bingo, enquire about loan overpayments

bellsbells

DFW status - Debt free as of 2nd Dec 2007. Debt at highest £5900

DFW Nerd No - 281

I have now become a MFW

Good luck to all fellow Nerds

betti911

DFW Status - £9836.87 to go. Started with £17,847.46 back in Jan 07.

DFW number - Pending

Debt Busting – Budging right down to the wire, quidco, ebay, pigsback (great for saving up for Xmas pressies), saving up each month for big items like car insurance etc.

Still to do – pay off the remainder of my personal loan which is now on 0% credit cards, pay off my bed (all included in my in debt amount at the moment)

CharliesAngel

Nerd 589 clocking in... lol

Since I last posted as a nerd (about november last year) I've:

Got rid of my car
Got rid of my telly
reduced my weekly grocery shop to £11 (2 cats and me)
Buy yellow stickered items from tesco on buy one get one free.. lol
tut at people on the train because i can
am slowly losing the plot but i'm happy lol
refusing to take credit cards anywhere, even when i'm dragged shopping with my sister..
have a fiver in my sewn up front pocket in my coat for 'emergencies'..
Use soap nuts instead of washing powder..
Made 18.70 on Pigsback
Got £8 cashback on a LoveFilm free trial..
got my electricity bill down to £20 a month...
Use the net at the library/my parents
Paid 5,000 off my debts and i'm nearly under 9k... woohooo :T


CA x

Triker

CharliesAngel wrote: »

Nerd 589 clocking in... lol

Since I last posted as a nerd (about november last year) I've:

Got rid of my car
Got rid of my telly
reduced my weekly grocery shop to £11 (2 cats and me)
Buy yellow stickered items from tesco on buy one get one free.. lol
tut at people on the train because i can
am slowly losing the plot but i'm happy lol
refusing to take credit cards anywhere, even when i'm dragged shopping with my sister..
have a fiver in my sewn up front pocket in my coat for 'emergencies'..
Use soap nuts instead of washing powder..
Made 18.70 on Pigsback
Got £8 cashback on a LoveFilm free trial..
got my electricity bill down to £20 a month...
Use the net at the library/my parents
Paid 5,000 off my debts and i'm nearly under 9k... woohooo :T


CA x

Wow thats brilliant, I especially like your sewn up pocket idea and getting you electricity bill down to £20.00 per month. Excellent moneysaving.:T

Triker

Don't forget all old, new and inbetweenie NERDs to give an update on how your doing?

BAILEYS6904

HIya

Not sure if i should be posting on here cos not sure what a nerd is of mfw/dfw is, but just wanted to post that I'm amazed at how well you guys are all doing and cutting debts back. Doing fantastically and its inspirational to see. I've been an 'ostrich' type debter (head in sand is sooo much better view that my bank account at times), and although I'm slowly getting better (more luck than judgement) you guys have made me realise that if you can do it, so can i

Thanks and keep it up folks, ya doing fab!

Triker

BAILEYS6904 wrote: »

HIya

Not sure if i should be posting on here cos not sure what a nerd is of mfw/dfw is, but just wanted to post that I'm amazed at how well you guys are all doing and cutting debts back. Doing fantastically and its inspirational to see. I've been an 'ostrich' type debter (head in sand is sooo much better view that my bank account at times), and although I'm slowly getting better (more luck than judgement) you guys have made me realise that if you can do it, so can i

Thanks and keep it up folks, ya doing fab!

A nerd is a member of the club that was set up by Southern Scouser for all those who are dealing with their money issues.

DFW is deft free wannabee and MFW is mortgage free wannabee. Apologies for the jargon, don't worry though as there are still some things on here that I have no clue at all what they are supposed to mean , it's all a, learning curve. Thanks for posting BAILEYS6904.:T