Virgin credit card is this possible?

boogiesherbs

Hiya got my new virgin credit card today so will transfer my barclaycard (£860) on to it, however i want to transfer my fiances MBNA balance on it,
Now i assume you cant use an MBNA partner i.e Virgin to pay off an MBNA card?
So i was thinking can i transfer the equivelent amount in cash to my bank account then use this to pay off the MBNA card?

Please reply asap

jonesMUFCforever

Should work but do you get a promotional rate for a cash advance - which is not the same thing as a balance transfer?

CannyJock

boogiesherbs wrote: »

Now i assume you cant use an MBNA partner i.e Virgin to pay off an MBNA card?

Nope, can't balance transfer between MBNA cards.

boogiesherbs wrote: »

So i was thinking can i transfer the equivelent amount in cash to my bank account then use this to pay off the MBNA card?

Yup, you can do a balance transfer straight to your current account with Virgin at 0%. Double check with their CS dept when you call up to do the transfer just to be on the safe side.

YorkshireBoy

boogiesherbs wrote: »

Hiya got my new virgin credit card today...

Virgin Money, or Virgin Atlantic 'White'? If the latter, what's the size of the MBNA balance.

...i want to transfer my fiances MBNA balance on it...

Don't take this the wrong way, but you will then become legally responsible for the debt. If your relationship falters, there is absolutely nothing you can do to make him take back the balance.

boogiesherbs

Hiya thanx for all the replys its the Virgin money card why does that make a difference?

boogiesherbs

Hiya ok we have our new plan in place my fiances got a new card (Halifax) with a £2300 credit limit, So will transfer half the £4500 onto that, now i need to do the other £2200 on to mine now will i have to do the cash into current account approach dude to back to back MBNAs? If you who do i ring to check this is ok? anyone got a good number?

Thanx

YorkshireBoy

Max BT to Halifax is 90% of credit limit, so that's only £2,070 on a £2,300 limit.

Virgin Money No's for existing customers...

Customer Service: 0800 015 0306
Balance transfers: 0800 015 0307


Or try the number on the Virgin website (under "need help?" )...

http://uk.virginmoney.com/credit-card-v3/