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First Direct 5-Yr 4.99% Fix Mortgage Pulled

2

Comments

  • jem16
    jem16 Posts: 19,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Deleted_User wrote: »

    Waiting for that call back... hope its not too long... they were 3-4 days last week. aaaaargh!

    Try phoning at 8am and asking if someone is available. My son did that on Sunday morning having registered his details the previous Thursday. He got someone who went through the application with him.
  • JIMBOBC
    JIMBOBC Posts: 54 Forumite
    Can you reserve the mortgage with a credit card?
  • elmooro
    elmooro Posts: 5 Forumite
    jem16 wrote: »
    They told my son when he applied last week that these rates were to attract new customers and were on a first come first served as they only had a certain pot of money to use.
    £20M was the sum FD borrowed at that rate from the BoE I beleive.
  • InMyDreams
    InMyDreams Posts: 902 Forumite
    Part of the Furniture 500 Posts Name Dropper
    JIMBOBC wrote: »
    Can you reserve the mortgage with a credit card?

    I did.

    (Plus some waffle because my post was too short...)
  • Gambler
    Gambler Posts: 3,419 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    InMyDreams wrote: »
    I did.

    (Plus some waffle because my post was too short...)


    :rotfl: ...........................
  • rb_1947
    rb_1947 Posts: 21 Forumite
    Just to reiterate, although this deal has been pulled, if you called FD earlier this week or last and expressed an interest in applying for one of their mortgages (regardless of which deal it was), they will still honour the 4.99%.

    I was still waiting for a call today, but decided to chase them up. I eventually managed to get through to a very helpful rep. I now have 5 days to decide if I want to go ahead and reserve the deal.

    I must admit, it's rare to find a company with such integrity, as I was half expecting a "sorry you're too late" attitude.

    I am genuinely impressed with FD.
  • UK007BullDog
    UK007BullDog Posts: 2,607 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What about survey fees and legal fees? What will they charge or are they offering them free?
  • InMyDreams
    InMyDreams Posts: 902 Forumite
    Part of the Furniture 500 Posts Name Dropper
    UK007BullDog wrote: »
    What about survey fees and legal fees? What will they charge or are they offering them free?

    Legals are free. Survey is £99 for a remortgage.
  • JIMBOBC
    JIMBOBC Posts: 54 Forumite
    I just had my call from First Direct. They have booked my funds for 6 days so I am really pleased with that and have been well impressed so far with them.
  • Gambler
    Gambler Posts: 3,419 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    JIMBOBC wrote: »
    I just had my call from First Direct. They have booked my funds for 6 days so I am really pleased with that and have been well impressed so far with them.

    Can I ask how long you had to wait for your call back JIMBO and did you get the 4.99%?
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