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Comments
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tinkerbell84 wrote: »i doubt very much that you would get a mortgage
(from another post TODAY)
thanks for that tinkerbell but i can still get a mortage with my partner its a matter of when is the right time and i do still want to live in durham thanks for all the replies i want to stay in current areaWe Make A Living By What We Get. We Make A LIFE By What We GIVE:money:
show me a man with both feet on the ground and i'll show you a man who cant get his pants off.0 -
destiny_star2006 wrote: »thanks for that tinkerbell but i can still get a mortage with my partner its a matter of when is the right time and i do still want to live in durham thanks for all the replies i want to stay in current area
have you checked your credit reports?0 -
i dont need to tinkerbell my oh will be buying the house in his name and has good parents who are willing to give him house deposit from savings from when he was a childWe Make A Living By What We Get. We Make A LIFE By What We GIVE:money:
show me a man with both feet on the ground and i'll show you a man who cant get his pants off.0 -
destiny_star2006 wrote: »i dont need to tinkerbell my oh will be buying the house in his name and has good parents who are willing to give him house deposit from savings from when he was a child
ah, you confused me by saying you would get a mortgage with him
hope you don't have any joint accounts - they'll link your 2 credit reports and could cause problems.0 -
no we dont have any linked credit things etc sorry for the confusementWe Make A Living By What We Get. We Make A LIFE By What We GIVE:money:
show me a man with both feet on the ground and i'll show you a man who cant get his pants off.0 -
destiny_star2006 wrote: »he says he never wants to buy a house as your permanantly skint whereas i say were wasting £63 per week rent and the house is not ours!!!destiny_star2006 wrote: »my oh will be buying the house in his name and has good parents who are willing to give him house deposit from savings
It doesn't sound like your partner is overly interested in getting on the property ladder atm, this would seem like a fairly wise choice in my opinion.0 -
Have you looked on www.rightmove.co.uk to see what £60-70,000 will actually buy you?Everything that is supposed to be in heaven is already here on earth.
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Doozergirl wrote: »Have you looked on www.rightmove.co.uk to see what £60-70,000 will actually buy you?
Only 3 properties listed in Durham itself in that price range."You were only supposed to blow the bl**dy doors off!!"0 -
thanks for all the replysWe Make A Living By What We Get. We Make A LIFE By What We GIVE:money:
show me a man with both feet on the ground and i'll show you a man who cant get his pants off.0 -
1. I think you should free up your council house if there is a chance you can. If you are in a position to buy, then you should let somebody who doesnt enjoy cheap living in your council home. If you partner is refusing because it's more expensive, i think it's incredibly selfish.
2. If your partner gets a mortgage in his name alone, it will only be his salary they take into consideration and i doubt it would be enough for a mortgage if your currently living in a council house, unless he earns lot's of money and you managed to trick the system somehow.
3. It's a really difficult process and alot of costs are involved.0
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