Thursday 7/02/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will;

• Check for clicks
• Check online banking
• Try and have no spend day bar from hospital parking:mad:
• Look for a cheap way to keep phoning oldies relatives in Australia:o

Hi everyone, hope you all have a great day:D

Candy0107

Morning,

Today I will:
- scan my bank details to the agency (so that I get paid next week)
- use the free vending machine for hot drinks
- make (and eat) breakfast
- make lunch
- leave the house 10 mins early, so that I can have a nice stroll to work (rather than arriving at the office huffing and puffing! :rolleyes:)
- look for mystery shopping jobs (and register with the tax man)

However, will have to buy a cheap gossip magazine (the one where the husband ran off with the wifes, cousins, sister, and they all live happily in their wigwam in the garden), the reason for the magazine, is so that I can enter the competition, and win loads of money.

Have a great day.

splishsplash

Morning everyone,
Today I will:

• Use work mileage to subsidise shopping trip (nearest Lidl is 30 miles away, but work will bring me within ten miles of it today)
• Do top-up shop for the next fortnight from cash budget
• Aim to spend NONE of wages received today -apart from dds and sos- live on cash in hand for the next two weeks
• transfer all excess wages to kitchen 'pot' and update kitchen fund balances
• join up to the gym again, using money saved in pot account (don't you love pot accounts!)
• Mealplanner dinner
• Update spending diary - which has fallen by the wayside this week:rolleyes:
• Get laundry sorted tonight so that I'm not swamped with wet clothes at weekend

That's it, I hope everyone has a great day!

mickey_mouse

Gooooooooooood Morning:D

- do daily clicks
- do competitions
- check ebay
- may do some bingo tonight
- check ebaying

free4440273

Today, I shall hope to spend zilch

OliveOyl_2

Skype
That's the way to phone Australia.
-computer to computer is free.
-computer to mobile = 13p per minute -ish
-computer to landline 3p per minute - ish

And you load it first with money so the bill needn't leap up and bite you on the bum in a months time :rotfl: :rotfl:

And what small DFW things will I do today?
-brought in lunch for the 4th day in a row :T
-batch cooking tonight for next weeks meals.
-and photographing/listing stuff on e-bay
-get tomorrow sorted, so that I will get up early enough to walk to work.

WelshWoofer

Today I will

• Try to spend no more than £1 (pop in work)
• Check on line banking
• Check that Xmas money has gone into new account ready for Xmas 2008
• Have brought lunch to work
• Will eat fresh food that needs using up from fridge for tea

savingforarainyday

Today I will

- make inventory for stuff in freezer and store cupboard
- check online banking
- check when house insurance expires so i can shop around for better quote
- take dd shopping for pyjamas but I'm not paying:D
- do shopping list.

Better get started then hadn't I:p

Needcash_3

Today I will constantly remind myself that I CAN crack this debt spiral that I've been keeping myself in :j

HairyHandofDartmoor

Checked online banking
Made 3 packed lunches
Avoided shops
Spent time thinking about money and how not to spend it!

bobbadog

1) Emailed Council to check we get March and April off paying c/tax (as we originally had two seperate bills / two seperate books and I opted to pay the cheaper monthly amount!)
2) Rang Thames Water to check again, that I get Feb and March off before DD starts again April 28th
3) Checked Pigsback
4) Ordered stationery for work, via Quidco
5) Toast for breakfast and an odd salad made with all dodgy veg in fridge, and kidney beans!
6) Spent £5 Boots voucher (from a client) and 51p but got 2 x toothpaste, 2 x bubble bath, 1 x mouthwash, box of paracetamol and 2 packs of crisps (to take me over the £5 as they don't give change on a paper voucher)

xx