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Transfer Cash ISAs Discussion Area
Comments
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Try ringing Barclays on their freephone customer relations number, 0800 282 390, and make a complaint.0
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Yes, Barclays have an obligation to process the transfer within 30 days from when they get everything they need to process it. Sometimes the other bank tell porkies about when they requested the funds.
Rather than simply relying on the other bank chasing Barclays, there is nothing to stop you doing so yourself ... then you might find that they haven't received a request, for example.0 -
Just checked on my Natwest ISA and the rate has dropped:
Interest rates
Interest rates for customers who open an e-ISA account on or after 15 May 2009
Balance AER
(variable) Gross Rate Net Rate
£10,000+ 2.50% 2.47% N/A
£0 - £9,999 2.25% 2.23% N/A
Interest paid monthly.
Note: Internet based account only
Last updated on: 15 May 2009.
Interest rates for customers who opened an e-ISA account on or before 14 May 2009
Balance AER
(variable) Gross Rate Net Rate
£10,000+ 3.51% 3.45% N/A
£0 - £9,999 3.25% 3.20% N/A
Interest paid monthly
Note: Internet based account only
Last updated on: 15 May 2009.The birds of sadness may fly overhead but don't let them nest in your hair0 -
MarkyMarkD wrote: »Yes, Barclays have an obligation to process the transfer within 30 days from when they get everything they need to process it. Sometimes the other bank tell porkies about when they requested the funds.
Rather than simply relying on the other bank chasing Barclays, there is nothing to stop you doing so yourself ... then you might find that they haven't received a request, for example.
rang barclays = they say they wrote back a month ago to say they needed the original sig on the form. Rang lloyds, they say they had a denial from barclays as they'd given the wrong address to HMRC (not sure who "they" were now. So request gone back to barclays a few days ago.
they have said they will sort the interest once its all gone through, should think so, has been 3.6k at 0.5% interest rather than 6.5% for at least 2 and probably 3 months now (and i'll let them have a month for the transfer to happen of course)0 -
HMRC have nothing to do with it, so that's a load of Jackanory.
If Barclays had requested something a month ago, they should have chased it two weeks later. Simply leaving it a month and doing nothing is unacceptable on their part.0 -
hi all, still trying to get my head around transfer, if ive already subribed to this year allowance in full can i still transfer into another provider? or do they only want people who are going to add more money? thanks0
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hi all, still trying to get my head around transfer, if ive already subribed to this year allowance in full can i still transfer into another provider? or do they only want people who are going to add more money? thanks
Yes, you can in general transfer your ISA whenever you like.
The only restriction would be from the provider that you are transferring in to - some ISAs say that they are for new money only.
There are still plenty of competitive ones that you can transfer in to, though.0 -
Yes, you can in general transfer your ISA whenever you like.
The only restriction would be from the provider that you are transferring in to - some ISAs say that they are for new money only.
There are still plenty of competitive ones that you can transfer in to, though.
ok lets say i transfer this year and then next year my old provider has a better offer. can i go back lol? or once you leave thats it0 -
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I'm still waiting for a Smile to First Direct transfer and I can't get any information from either bank about how the process is going.
This is the first time I have ever done a transfer and given the time it is taking and the loss of interest, I'm starting to wonder if it is worth it. Do some people go through this palaver every year?
I appreciate that an ISA transfer is a more complex process than a simple BACS transfer, but I don't see what it can't all be sorted out within a week or so.0
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