moozies/paps weekly budget challenge ~ w/c 3rd feb

Batfink

Hiya,
I've spent £10 exactly this week - once you include the £5 I 'lent' to a friend which I know I'll not see again. From now on I'm not lending money to people - they forget about it then I end up seeming all petty asking for it back.

Anyway - £20 for me please Pap for this week.
x

SarahNeedle1872

Sassamac wrote: »

Hi guys, Im interested in this challenge as any method of keeping tabs on my spending has to be good.
What sort of things do you include in your spends though? I cant think of anything I have bought this week that hasnt been justified or budgeted.
For example this last week or so, I have spent money on petrol, groceries, new shoes for DD a puzzle for DS and clothes for them both. I have a monthly petrol budget, grocery budget and kids clothes / shoes / toys budget (although that got blown for Jan). DH bought some DIY stuff which is essential but we dont have a DIY / household / maintenance budget so would that count? I guess also car park money. Or maybe Im spending money and not noticing and thats the problem.
I might note absolutely everything this week and add it up, then set a target next week. In which case I will do Sunday to Saturday as I see no benefit in having a day off.

Hi Sass, generally we include everything that doesn't have its own budget, be it essentials or not.... so if I were in ur situation above, the DIY things would be included in the challenge, as would the parking money, but the things for the children, and the petrol/food etc would not be included as u already had a budget for them.
You do not have to have the same target each week..... for example, if one week u know u have a 'big' spend thats not budgetted for.... a one off train ticket for instance, u can increase ur target for the week. If u know that u only have budgetted things to buy during the week (food/fuel/bills/kids things etc) then u can set yourself a low amount.... For example, this week I am on hols, and have no un-budgetted spends planned, so my target is £10. Last week I knew I was gonna end up subbing OH, so I set my target higher, to £25.

HTH

Sarah x

EverTheOptimist

Hi guys

I didnt actually post a target last week but did manage to stick to the target i had set myself. i lost my way a bit in jan so trying to get back on track as i desperately need to stop buying those silly things that amazingly add up but then have nothing to show for it. i find i can control myself more when i post and think about the NSD's and see what i'm spending in black and white.

Could i join back in please, aiming for £30 this week.

ETO
x

Lelc

Morning everyone.

Back of holiday and should be back to work today but came down with the horrible sickie bug. Feeling much better today, just really tired.

Anyhoo - I'm aiming to spend as little as possible this month as I've a huge oil bill to pay so £20 this week for me - £10 of that is for my dd's lunches.

TurnaroundSue

Oh dear - I hold my head in shame!!!

Even though I had budgetted to buy paint today I hadn't budgetted for:

Curtain pole: £17.99
Outside hose gun: £17.49
Light fitting: £26.98
Wallpaper for DS' bedroom: £14.70 (mind you, this was a bargain as it had 75% off and was reduced from £19.99 to £4.90 per roll - so couldn't leave it there as really wanted it when it was full price, but couldn't justify £20 per roll - so pleased I waited!)
Set of 3 tables for front room: £39.99 (should have been £79.99)
Fry up in greasy cafe for moi and OH: (£6.40)

So

Total spend £103.55 over budget and its only Monday!!!:eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek:

So forgive me all for I have well and truly sinned. I will try and make the rest NSDs and at least that will be my pennance!!:o

juno

I need to be very very red, since I kinda overspent by £100. But it was on an OU course, so it's not too bad.

I'm going for £10 again, but I'm already half way there after one day