WARNING! DLC AKA Hillesden Securties

pahh

Thanks for the reply. I understand what you are saying, but they are not saying it was formerly an MBNA account, they are saying that they were formerly MBNA

liverpoolpictorial

I've just received an email from this company, As far as I know, I don't owe money to anyone. Should I just ignore it?

It's titled as 'Urgent' and the body of the message is this (with my name and ref number deleted):

"Important message for Mr ******** Please call dlc on 0844 800 5225 quoting reference number EM *******


This email may contain confidential and proprietary material for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient please contact the sender and delete all copies. Hillesden Securities Ltd t/a direct legal & collections does not accept legal responsibility for the contents of this message, as the Internet is not secure and this message is subject to possible data corruption either accidentally or on purpose. This message has been virus scanned. Recipients are recommended to apply their own virus checks to this message on delivery as Hillesden Securities Ltd t/a direct legal & collections will not accept responsibility for loss or damage arising from the use of this email or its attachments.

Hillesden Securities Limited, trading as direct legal & collections - Registered office Willow Road, Brackley, NN13 7EX. Registered in England, company number 1418063"

Arizona-Jim

Hey,

I would give them a call, just be careful not to give them your address, phone number etc when you do as they will pester you heavily if you do. Im assuming your email address is all they have to go on as they wouldn't usual email? I'd just try to establish what you're "supposed" to owe. If you check my comment a few posts up you'll see I was actually defaulted by Hillesden for a debt I never had which screwed my credit up a lot. I'd never even heard of them and had no agreement etc with them, yet I was defaulted for over £3,000

Hope this helps? Be interested to hear how you get on

Arizona-Jim

SootyUK

Hi just after a bit of advice.

I was checking my credit report today and found that Hillesden Securities have linked me to an address in March 2011.
Firstly I have no idea what they want but what I am most worried about is I have lived at my current address for almost 30 years and have no idea what this linked address is about.
How can I get them to remove this address off my file? Should I call them or write to them?

Forgotit

I get daily phonecalls from dlc and i just ignore them. I make a payment to them monthly so it's just pure harrassement! I also got a letter the other day asking me to call them about another debt but they've not said at all on the letter who the debt is from. I'm just away to send them a prove it letter.

diannaross2

Hi ,
i have recieved a letter from Hillesden securities saying, issue of Warrant of Execution, this is addressed to me and one addressed to my husband, we think the debt is from black horse from many moons ago, i know we have not paid the debt because i have not worked for about 7 years due to ill health.
I have other debts but this one is very persistant i have ignored their letters as i know about statu barred.

Am i still able to send a letter regarding statu barred , if no what else can i do about it,
very much appretiated

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liverpoolpictorial wrote: »

I've just received an email from this company, As far as I know, I don't owe money to anyone. Should I just ignore it?

It's titled as 'Urgent' and the body of the message is this (with my name and ref number deleted):

"Important message for Mr ******** Please call dlc on 0844 800 5225 quoting reference number EM *******


This email may contain confidential and proprietary material for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient please contact the sender and delete all copies. Hillesden Securities Ltd t/a direct legal & collections does not accept legal responsibility for the contents of this message, as the Internet is not secure and this message is subject to possible data corruption either accidentally or on purpose. This message has been virus scanned. Recipients are recommended to apply their own virus checks to this message on delivery as Hillesden Securities Ltd t/a direct legal & collections will not accept responsibility for loss or damage arising from the use of this email or its attachments.

Hillesden Securities Limited, trading as direct legal & collections - Registered office Willow Road, Brackley, NN13 7EX. Registered in England, company number 1418063"

"It is unfair to communicate with debtors, or their representatives, in
whatever form, in an unclear, inaccurate or misleading manner. Examples of unfair or improper practices include: asking or instructing debtors to make contact on premium rate or other special rate telephone numbers."

http://www.oft.gov.uk/shared_oft/con...lection_g1.pdf

Section 3.3, annex L. If no other forms of contact were offered, you can kindly refer them to this and inform them that you'll be informing the OFT of your findings.

fatbelly

diannaross2 wrote: »

Hi ,
i have recieved a letter from Hillesden securities saying, issue of Warrant of Execution, this is addressed to me and one addressed to my husband, we think the debt is from black horse from many moons ago, i know we have not paid the debt because i have not worked for about 7 years due to ill health.
I have other debts but this one is very persistant i have ignored their letters as i know about statu barred.

Am i still able to send a letter regarding statu barred , if no what else can i do about it,
very much appretiated

So they're saying that they got a county court judgement on this joint debt and that they are now going to apply for a warrant of execution (WoE) on it. Is that right?

A warrant of execution appoints the court bailiff to attend to see if he (or she) can access any goods that could be sold.

At this point the whole thing could be just a threat but I would recommend that you check that there is a ccj, and find out when it was awarded. They should have quoted the court reference. Phone Northampton Court. If it's not their reference they should be able to tell you whose it is.

If you do get a WoE from a court then you can suspend it, and change (vary) the ccj to an instalment order.

Factsheet | Reducing payments or suspending a bailiff's warrant on a county court judgment

If the ccj was obtained more than 6 years ago they may struggle to get a WoE as the courts expect ccjs normally to be enforced within 6 years.

fermi

natalie18 wrote: »

I have been paying but behind as struggling with my money now working at two jobs trying to keep up with my finances,


Blackhorse agreed to let me pay £100 for a 3 months to clear some other bills, they made out that they were helping me


then when I called them after the three months and asked for a few more months the guy on the phone said if you are struggling we are not allowed to put you into a difficult position (words to that effect)
then told me my account had been transferred to hillsden

Moved to a new thread here --> blackhorse transferred me to hillsden