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debt free in 1200 months!?

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Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    No some of those 3,301 people are me.

    I don't know about the M&S/Oxfam deal. I'm wondering whether to take in an old t-shirt - but am rather embarrassed to be so penny pinching in Oxfam of all places. Hey, I could take in my knickers a pair at a time....
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • bountiful
    bountiful Posts: 485 Forumite
    Seaxwyn wrote: »
    No some of those 3,301 people are me.

    I don't know about the M&S/Oxfam deal. I'm wondering whether to take in an old t-shirt - but am rather embarrassed to be so penny pinching in Oxfam of all places. Hey, I could take in my knickers a pair at a time....
    Yes! that thought had crossed my mind!!!!:o Vouchers per se can be a bit embarrasing: When I was a penniless pregnant single mum-to-be I had vouchers from DHSS for Mothercare......I will NEVER forget the embarrasment of standing at the till offering my vouchers up for nappies and baby-gros whilst the assistant bellowed across the shop "WHAT DO WE DO WITH THESE BENEFIT VOUCHERS" or something similarly embarrasing (it was a long time ago).I remember wishing the floor would open up and swallow me!
    Debt free by 22 January 2009 - thanks to an unexpected inheritance - take heart - it DOES HAPPEN!
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You just take in any old M&S clothes to get the 310 voucher to spend at M&S.
    Must look for something to take in & I can then get DS school trousers.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Right, there's a task for Saturday then, let's all find something to take to Oxfam. I know I've got a nasty black t-shirt somewhere. Finally it's come in useful. Bountiful, if you don't have any old M&S togs I'm sure I can find something to post to you.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • bountiful
    bountiful Posts: 485 Forumite
    Hi - I've been away for the weekeng (Beanilou - Taplow for HQ administrators training!). So - did you do the Oxfam thing?????
    Payslip waiting for me when I got home - WHOOOOOOPIE! I am not sure which bank account it is going into though! A&L or Halifax ...... will have to check tomorrow and then get £625 transferred straight out to my landlady! BOOOO HOOO! But hey! I am grateful to have a home.
    Debt free by 22 January 2009 - thanks to an unexpected inheritance - take heart - it DOES HAPPEN!
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    havent been to Oxfam yet:o
    Lucky you @ Taplow.
    one of my fave places
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • bountiful
    bountiful Posts: 485 Forumite
    I have paid the rent - my salary went into the A&L, and I am in credit - so looks like now is the moment to transfer my overdraft from Halifax to a 0% interest rate for a while - and lose that bank account.
    Worked 7.15 to 18.15 today - when my alarm went off at 6.16 this morning my body really thought it was 5.15 - it was so hard to get out of bed! I am really tired now - so nothing very exciting from me tonight (well, actually, getting paid, being in credit and paying the rent counts as exciting I think - it's certainly mildly thrilling!
    I helped a 'service user' spend £75 on clothes in Next and felt a little bit envious.

    I've had a nice time - I spent Sunday having breakfast at a beach cafe in East Devon - and the afternoon reading papers and playing with angel cards in my friend's sun-trap of a backyard. Travelled back to Cornwall early evening and arrived to a black sky, rain and sun which created a fantastic rainbow over my house! Blessed:D

    It is 22.00 as I type this - don't know why on MSE it shows 8pm ish?
    Debt free by 22 January 2009 - thanks to an unexpected inheritance - take heart - it DOES HAPPEN!
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Glad the move went well, are you all unpacked? :)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Being in credit at the bank is MORE than exciting! Well done!

    I'm glad to hear you had a nice weekend. And what a lovely auspicious sign the rainbow was. Perhaps your luck has turned and you will be really prosperous in the new house.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • bountiful
    bountiful Posts: 485 Forumite
    Cleosmum wrote: »
    Glad the move went well, are you all unpacked? :)
    Pretty much! I don't have any un-packed boxes, but I do have some boxes that have contents in them, but nowhere to go - mostly paper and files etc. Had a few glitches - the loo has blocked twice and had to get builder out (old house, old pipes) - and there is a wet patch appearing on one wall - and things are a little bit damp. But in the grand scheme of things, it has all gone well and I do think I now have an opportunity to stabilise a bit.
    :beer:
    Debt free by 22 January 2009 - thanks to an unexpected inheritance - take heart - it DOES HAPPEN!
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