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when to transfer
hina
Posts: 10 Forumite
i have a first direct isa and as you all know the rate is dropping in a few months. I'm just wondering when the best time is to transfer and what are the best offers on at the moment?
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hina wrote:i have a first direct isa and as you all know the rate is dropping in a few months. I'm just wondering when the best time is to transfer and what are the best offers on at the moment?
First Direct's 6.25% ISA rate falls to 4.30% after 6 October 2005. Therefore, it's seems sensible to stick with their ISA until the rate falls. In the meantime, look out for other cash ISA offerings, so you can tranfer to them when FD's ISA becomes uncompetitive. The best time to way up your options would be around September, as many ISA's that are available now may not be available when you are ready to transfer.Please call me 'Kazza'.0
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