benefit help needed can i claim anything?

hank82

hi can i claim anything i am 26 living at home with my mum she is 50 and recieving incapacity and industrial inustry benefit which comes to 129 per week I recieve no benefints at all at the mo and we are really struggling to pay all the debts and never have any money left to spend is there anything else either of us should be claiming matt please help, I earn 12000 a year before tax and work full time 40 hours

dmg24

Do you not work?

firesidemaid

are you looking after her and does she claim a middle rate or higher of dla?

if so, then you can claim carers allowance and do a few hours work on top.

if not, then unless you are working or looking for work then i don't think tou will be entitled to anything.

hank82

Im earning bout 12000 a year before tax
and mum says she been tpld she is 25 % disabled if this helps matt

dmg24

Do you pay rent or have a mortgage?

hank82

dad pays mortgage I just pay mum 130 a month board dad not lived with us for over 10 years now tho

dmg24

You may be able to claim a small amount of Council Tax Benefit, although it is possible that you living there will mean the income is too high for this. You can apply for this through your local council.

TBH I think that with the income that you have coming in, you really need to look at budgeting, as people do manage on a lot less. If you go over to the Debt Free Wanabee board, you can post your incomings and outgoings and they will do what they can to help you.

calleyw

You are not able to claim anything even tax credits as your wages are too high.

Carers allowance you can only claim if you earn no more than £89 a week after tax and NI. And look after her for 35 hours a week or more. And has been said is getting middle and higher rate care DLA.

Does your mum claim DLA if is is disabled?

Not sure what you mother means by being 25% disabled and who told her that. Personally to me you are either disabled or not.

If you have debts get over to the Debt Free Wannabe board and post a Statement of Affairs (list of income and outgoings) and they will pick through it for you and help you.

Yours


Calley

Jarvissa

Working Tax Credit, definitely!

0845 3003900 is the number to call, they'll tell you over the phone what you're entitled to.

Good luck!

Jarvissa

calleyw wrote: »

You are not able to claim anything even tax credits as your wages are too high

Sorry Calley I disagree with you here, I earn quite a bit more than the OP and I am entitled to, and receive, WTC.

dmg24

Perhaps you have different circumstances Jarvissa? I too thought that it was more, but I have checked the HMRC website and that states that the OP would not qualify.