We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Egg

Wanted to say a hugh "thank you" to Martins Money tips and my mum (for prompting me to write the initial letter). I closed an EGG credit Card down over a year ago having felt frustrated at contant charges because I had reached the limit on my card. Having wrote to EGG several time previously I got nowhere until the new storm came in the water about credit card bank charges!

I used Martins template from my mum who printed it for me and wrote to EGG to receive a standard "GO AWAY" letter back the following day. I decided to use Martins tip and simply wrote back stating I was dissatisfied with the complaint still and decided to take my case to the Financial Ombudsman. Within 24 hours (the Friday) I returned home from work feeling rather poor to recieve a letter from EGG stating they are offering me a full refund with interest!

Breakdown of cost to me = 3 First Class Stamps (2 to EGG, 1 to Financial Ombudsman). Offer from EGG within 3 days.

£132.00 for charges from EGG
£12.74 Interest from EGG
Total : £144.74

I apceted this offer as it was the full ammount owed to me. :T

Its the easiest money I've ever made, and I had to laugh that EGG even gave me the web site to get in touch with the Financial Ombudsman www.financial-ombudsman.org.uk completely free on the GO AWAY 1st letter they posted back to me! ha ha ha ha

What a sucsess in three days from start to finish!

Thanks Martin (and my mum)

Anj
Bolton

Comments

  • Fedz
    Fedz Posts: 1,096 Forumite
    Well done and great news :beer:

    I used MSE Martins' templates (some time ago now) and it worked a treat :)
    Proudly Banking & Saving With:
    The Co-operative Bank.
    Castle & Minster Credit Union.
    Yorkshire Building Society.
  • richardw
    richardw Posts: 19,459 Forumite
    Part of the Furniture 10,000 Posts
    charges because I had reached the limit on my card.

    u r very lucky to get them back!
    Posts are not advice and must not be relied upon.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.