What is your impression of me

Totallyfedup

Hi Addicted2Chocolate,

Please don’t stop posting on this forum, your opinions are much valued. I think it is vital that any of us going down this route should be able to gain an insight from both sides.

It may not be what some want to hear, but surely it is better to be prepared beforehand. Also, you have pointed out “worst case” scenarios and I for one would rather be prepared for the worst, forewarned is forearmed so to speak!

I am dreading when my time comes to petition for BR, but I can understand where you’re coming from, trying to be as honest as you can.

Zazen999

A2C

Please don't stop posting; the trouble with t'internet is that it's only words; so it can come across as harsh when if you were saying it - it might not be so hard to hear.

Someone has always got to be at either end of the scale, whether soft and fluffy or hard and truthful; lulling people into a false sense of security telling them it will be ok is fine for those who can - but also making them aware of the worst case scenario is also needed at times; and BR is a time when the hard and fast tends to come out!!!

[i.e., someone has to say it!!!].

MammaCas

Hi A2C

Please dont go.

You give up your own time to offer assistance and advice and that is wonderful. :T

philnicandamy

Personally A2C (I really do like that username!) I also appreciate your time effort & opinions it would be a sad loss to the forum should you decide to leave

debt_doctor

Well I certainly hope youll stick around, I find your posts helpfull and in view of your occupation any assistance / comment you give on here is most welcome.

Best

DD

Addicted2Chocolate

Thanks for all the replies. I was wondering after a thread yesterday whether I was wasting my time on here, and whetehr people thought i was some kind of spy!
I am going to ignore the 2 people who upset me yesterday, and hope it was just a misunderstanding.

debt_doctor

Good !

Dd

Totallyfedup

Glad to hear it Addicted2Chocolate and keep up the good work!

fermi

Glad you decided to keep posting as well.

Richard_S

Hi A2C,

I welcome your posts on this Forum; you obviously have a lot to contribute, and as with all of us, you do it in your spare time and with no financial reward. For certain, the Forum would be a less informative environment witout your contribution, and it's strongest point is that people from all walks of life are motivated to to share their experience and knowledge.

I think what you should bear in mind though, and tigerfeet articulated this most eloquently, is that when you announce that you work for the O.R's office people, especially new Posters, are going to give you more credibility than other, possibly more knowledgeable Posters; you should bear that in mind every time you post.

If I may quote one of your recent posts:

Quote:
Originally Posted by Addicted2Chocolate
Can i clear up a common misconception, that i have seen (i think) here and on numerous other threads. It is NOT a mater of claiming all you are entitled to on the outgoings section 7 of the statement of affairs. There is no such thing as entitled to. Maybe i have misunderstood to, but i read this as saying she can claim for things that she does not pay for. For example you can claim for optical about £15 per month, but you only put this down if this is what you really pay. I may have read it wrong, sorry if i have.
Its just a matter of putting down what you really pay, of course you need to try and remember everything, and if you are not sure if OR will view it as an essential expense so put it down anyway. The examiner will disallow any non allowable expenses, and revise down any figures which are too high.
If people put down expense on the S of A which they do not in reality pay, they will be commiting an offence under the perjury act.
Reading your post again you probably meant you wil help make sure they include things which they do pay but are often forgotten. Apologies. But still worth making the point i think, from other threads.


For somebody coming to the Forum for the first time, that is an intimidating post.

"Hand on heart" how many bankrupts do you know of that have been prosecuted for perjury for claiming a £15 allowance for health care? I'd say some between none and zero. So what is the point of making a comment like that?

You probably see a lot of people who've used bankruptcy as a legitimate means to get out of repaying debt that they incurred and never had any intention of repaying. If that has skewed your perception of bankrupts, I can appreciate why, and there are occasions when people join this site and boast about flouting the regulations, but they're few and far between. The vast majority of Posters on here are terrified of the prospect of bankruptcy and thoroughly ashamed of the situation they're in.

I always read your posts with great interest and if you genuinely want to help people, as we all do, then I think a little more humanity, and reality, would make your posts far more helpful.

Regards

Richard