ABBEY CC 0% 9 Month and NO BT Fee and £100

simonleblank

As the post say's I got a flier from Abbey, just have to BT min £1,000 from another card. I have requested BT £10,000 from EGG
:beer:

BenL

Looks like a good deal!

Have you got other accounts with Abbey?

I seem to just get the Home Insurance statement insert.

Was the flyer an insert?

simonleblank

I bank with Abbey, the £100 is sent after the bt has taken place. This was a direct mailing from Abbey. Other abbey customers could perhaps call them?

michaels

Do you know if you have the mbna version of the abbey card or not?

Searcher2

I got similar in the post today. They said they want to get me back as a customer and that their new credit card is run by Santander rather than MNBA (or whatever order the letters are in). All I had to do was apply for the card and transfer £1000 balance from any credit cards. The problem is that I am currently up to about £600 on my Egg card so to get it to £1000 I would not have to pay it off and accrue interest for a month to get it to £1000.... and that is risking me not getting accepted for the Abbey card. I did wonder about buying something expensive from Argos that could be returned at a later date for refund.

I'll have to look at the detail more closely as the OP is suggesting I may be able to transfer a balance that is not already there.

On top of that there is 5% back on all supermarket purchases for 6 months....not sure if this includes petrol.

Seems like it's worth a punt.

PBA

The 100 pound offer is for existing holders of the old Abbey/MBNA card, though you can do a balance transfer from any card. Cashback is for supermarket shopping only, petrol isn't included.

King_Weasel

Searcher2 wrote: »

The problem is that I am currently up to about £600 on my Egg card so to get it to £1000 I would not have to pay it off and accrue interest for a month to get it to £1000.... and that is risking me not getting accepted for the Abbey card. I did wonder about buying something expensive from Argos that could be returned at a later date for refund.

I'll have to look at the detail more closely as the OP is suggesting I may be able to transfer a balance that is not already there.

There is no need to go through hoops to get your balance up. The term "balance transfer" is a bit misleading - it's just a switch of funds. There is no rule that says you can't run a credit balance on your Egg card, or any other card for that matter. Abbey neither know nor care what your Egg balance really is.Of course, it might be unwise if it encourages wasteful spending, but that's another matter. The great advantage with the Egg Money card (which may not be the one you have) is that it pays you interest (4%) on credit balances.

So PROVIDED (1) you have the self-control and (2) you aren't going to spend on Abbey (remember Martin's "don't mix it" rule), you should do the £1000 BT AND pay off your Egg balance meanwhile to avoid their interest charge.

King Weasel

Searcher2

I just rang Egg to get a security lifted so that I could process a mobile phone order online (another story) and casually asked them if I could balance transfer from my Egg Money to Abbey. She said I couldn't. I could only do it from a credit card and Egg Money was not a credit card!!!! I could apply for an Egg card if I wanted to do that.

I presume she is talking rubbish?

YorkshireBoy

Searcher2 wrote: »

I presume she is talking rubbish?

You presume correctly!

eegreen200188

Hi,

I work for abbey so know all the ins and outs...

Basically if your a non abbey credit card customer you will get.

0% balance transfers for 13 months
0% purchases for 3 months
5% cashback for supermarket shopping (not including petrol) in the following stores - Morrisions, ASDA, Tesco and Sainsbury's. The cash back is credited to your account, and you can only get up to £50 in cashback. Avaliable till 31/07/08

As an exsisting Abbey credit card customer (whos credit card is owned by MBNA) you will get.

0% balance transfers for 9 months
0% purchases for 3 months
5% cashback for supermarket shopping (not including petrol) in the following stores - Morrisions, ASDA, Tesco and Sainsbury's. The cash back is credited to your account, and you can only get up to £50 in cashback. Avaliable till 31/07/08
And if you transfer a balance from your exsisting MBNA credit card of £1000 or more you will get a £50 cheque in the post for doing so.

Hope this helps guys.

Em
xxx
0% balance

simonleblank

eegreen200188 wrote: »

Hi,

I work for abbey so know all the ins and outs...

As an exsisting Abbey credit card customer (whos credit card is owned by MBNA) you will get.

Em

I cancelled my Abbey MBNA card about 12 months ago, but still have an Abbey Current account open