Best Icesave-a-like?

Reestit_Mutton

I was referring to their 6.3% variable e-Saver.

If you're looking for a fixed rate it may interest you to know that AIB are offering a 6.75% 1 year fix. I've also moved a chunk of my mum's money into this account to protect her income against falling interest rates over the coming 12 months. I can't provide any comments regarding the relative safety of AIB though, except to say that approximately 65% of the money that it lends comes from retail deposits.

One thing I will say though is, unless you like to take a risk with your money, beware of blindly chasing the highest rates on offer, especially where your money could end up locked away for a period of time - there is often a very good reason behind an institution advertising headline grabbing rates. Alas, moneysaving in its purest form can occasionally prove to be a little naive.

RM

blizeH

Sorry, just coming back to this thread as I'm now wondering the very same question - what's the best account now that's simple to operate, and offers a consistently competitive rate (so I'll never have to worry about transferring out again?) ISAs etc are cool too.

On a side note LOL at the first reply to this thread, awesome

ses6jwg

Haha, reading through some of the posts on this thread is amazing.

Love how the person who got thoroughly denigrated turned out to be right in the end.

D1zzy

blizeH wrote: »

Sorry, just coming back to this thread as I'm now wondering the very same question - what's the best account now that's simple to operate, and offers a consistently competitive rate (so I'll never have to worry about transferring out again?) ISAs etc are cool too.

On a side note LOL at the first reply to this thread, awesome

-Yes we should all be watching for his/her posts and taking heed

If you've got 25K the Investec High5 might be good for you
Rate is an average of the top 5 available - so never the best but not bad
90 days notice to withdraw
Good reports of service etc
http://www.investechigh5.co.uk/?gclid=CPHm-ta6nKACFR0-lAodgQuodg

blizeH

That sounds absolutely perfect, thank you!