Best Icesave-a-like?

jamescredmond

isofa wrote: »

I haven't heard much about FirstSave hence my earlier thread, but ICICI get's mixed reviews, some people have had problems, others not. Icesave has been brilliant from my and my colleagues experiences, so it's always at the top of my list.

definitely,isofar, in respect of icesave. my icesave up and running since they started trading UK. never a problem. too busy living my life to get too stressed with ICIC delays/probs.

chesky369

Was going to go with Sainsburys, but noticed it says "Withdrawals are by transfer to another account only." at the bottom
Isn't that to stop people expecting to be able to get their money out, along with their groceries, at the shops?

blizeH

That Asda account looks great thanks, but I must admit I'm a bit put off by the 0.75% bonus - I just don't like the things, even if the rate isn't too bad afterwards! Tempted just to stick with Icesave, but still not entirely sure...

phoebe03cat

icici - very slightly higher. I've had no probs at all, through lots of transactions. Have got icesave as well with loads of probs at start up. Luck of the draw:D

beany

Ximian wrote: »

Asda also provide a websaver account @ 6.25%: http://www.asdafinance.com/internet-savings.html

• An amazing variable rate of 6.25% p.a. Gross/AER
  (includes a bonus of 0.75% gross p.a. for the first 12 months)
• Base Rate Guarantee - After the first 12 months we guarantee
  that your rate will follow the Bank of England Base Rate until
  the end of October 2010
• Same great rate no matter how much you save
• No penalties for withdrawing your money
• Choice of monthly or annual interest
• Open an account with just £100
• 24/7 secure online access

http://www.asdafinance.com/internet-savings-faq.html


this looks ok for me, will need money in a few months timeonly wondered how safe my my would be.
Asda banking is Bradford and Bingley.
I already have £35K in Bradford and Bingley account so if I had £35K with Asda would all my money be protected if B&B went bust
can't find Asda Banking on Martin's list (how safe is your money)
thanks

blizeH

Many thanks again for the replies, really still not sure on ICICI or FirstSave, and don't fancy Asda because of that 0.75% bonus.

Ximian

Here are some additional accounts:

http://www.thisismoney.co.uk/bestsavingsrates

http://www.moneyfacts.co.uk/savings/bestbuys/internet-savings-accounts.aspx

blizeH

Great links, thank you! Tempted by either AA/Sainsburys but I'm still not sure about their withdrawal policies, not very clear from the site...

Stompa

Paul_Herring wrote: »

I must be unusual then. I have two accounts tied to IceSave. LTSB and Nationwide.

Some of us have three :rotfl:

blizeH

Pretty sure I'll be fine, but just curious as to just how risky having all of my money in Icesave will be? I'm guessing the chances of me losing any are very slim to none?

Definitely want to get away from Halifax asap