Offered a payout subject to CRU costs

therevelator

Basically, I was involved in an accident in which the other party admitted full liability.

Recently, I was offered a payout by an insurance co. subject to the CRU deductions.(I was taken to A+E in an ambulance but the injuries were minor).

At what first seemed to be a reasonable offer by the insurance company now appears to be far less so.

Because there was no question of liability, I have so far not involved a solicitor. However, now that it has come to the settlement stage, I am wondering whether I should.

It's just that I'm worried that by involving another party, then that might adversely affect matters.

mattymoo

CRU stands for Compensation Recovery Unit and is part of the Dept of Work and Pensions. Under legislation introduced in the early 90's they are entitled to recover any benefits that were paid to you as a direct result of the accident. This might include disability benefit / SSP etc.

The insurers are not allowed to make any payment until they have sought a certificate from the CRU outlining how much needs to be repaid. This is then deducted from your claim.

There is a lower threshold which in 1994 (when I last dealt with this stuff) was £2500. Any claim below that amount is not subject to deductions.

A lot depends on the amounts involved but if you claim say £3000 with a £1000 CRU deduction, you would be better off asking for £2500.

Mr_Bear_2

well you are half right

cru deductions only apply to loss of earnings not pain and suffering

so therefore if you have no loss of earnings it doesnt matter what the cru certificate says!!

the rev - what what the prognosis and how much was offered?

Mr_Bear_2

also there is no cru threshold now

KPNut2001

Hi, I was invloved in an accident in Jan 2008 and have received a letter offering me my compensation net of any CRU deductions. At the time of the accident I was not working but claiming income support and DLA, highest level for mobility and middle for care due to suffering from MS and being unable to work. In these circumstances would I need to pay any CRU deductions? Many thanks

hagafan

I was involved in a rta and I'm due a payout minus what I have received in benefits. Will this mean I am no longer entitled to claim benefits now or in the future.