Catalogue debt

mrcow

jockettuk wrote:

this is petty i dont speak tomy ex in laws they have done and said some nasty things but if i owed money to them be it through a catalouge or anything else i would have paid up to get them out of my life..

TBH if it were me, I would have to get someone else involved to pick my stuff up for me and drop the cash off! If I found the woman that odious, I don't think that I'd even want to look at her.

But I do agree, I'd give her the money ASAP, as I wouldn't want her to think that:

a. I couldn't afford it
b. That I wanted anything more to do with her or her silly daughter
c. I trusted her with my stuff

In situations like this, someone always has to take the higher ground. I think it would be easier if it were you......but that's just my opinion.

jellyhead

what kind of catalogue was it - a pay weekly one? if so were you behind on your payments? she might have thought you weren't going to pay and got worried about her own credit record, so paid the balance off to protect herself.

have you got a payment card? can you afford to pay the balance in full or could you maybe just work out how many weeks in arrears you are and pay that, then post her a cheque every week/every 4 weeks until the remaining balance is paid?

i used to run a catalogue. my sister got into trouble with her payments when she became depressed after a breakup and stopped going to work. she also owed money to another catalogue run by the the girl her boyfriend had left her for. because she was family in my case and best friend in the other case neither of us running the catalogues had done things properly. there was a payment card but she hadn't signed it, she kept the payment cards anyway. when it comes to repaying the catalogue the person running the catalogue can tell them that a customer isn't paying and the catalogue will then deal directly with that customer - but only if there's proof that the customer owes that money - a signed payment card. in my sisters case she signed the payment card for me and the catalogue dealt directly with her, taking a pound a week or something off her and not involving me at all. in the case of the ex best friend my sister was bitter so she didn't sign the card and the ex best friend had to repay the catalogue.

do you or her have a payment card signed by you and signed by her each time you pay money? if not then she can't prove you owe the money so it's only natural that she'd want to clear the debt because it's in her name and is her responsibility. have you given her reason to think you're not going to pay the debt - a few weeks of non-payment perhaps?

tammy_3

oh please grow up!!!!!!!!!

the facts of the matter are you owed x amount of money. whether she paid it or ur fluffy dog did that doesnt matter, the point is u have not paid it yet and coming out with arguments that u think may make u unliable for them is not fooling anyone.

she could just as much say she never bought ur belongings to her place, U DID and U used it as a storage area! OR seeing as though u chose to leave ur things there u are stating they are hers to do with as she pleases cos she never told u to leave ur stuff there! WOuldnt that p*ss u off? WOuldnt u think those statements are just a way of her convincing her self she has a right to ur possessions? Well the same applies to you- Morally u owe her the money and she has to give back ur belongings. BUT if you feel u dont owe her a thing then legally too she dont owe u a thing as u left her stuff there! I suggest u take the advice of others arrange for a third party to take her money over and collect ur goods.....before its too late. If i was in her position i would ebay your goods to get my money back!

You cant expect her to realise that she shoudl giv ur goods back if YOU do not accept you owe her the money. It really annoys me when people find invalid arguments to get out of paying debts. Are you a teenager? If not then you sound like one, if you are then try and learn to take responsibility for your own actions and do the manly thing.

cymro1170

jellyhead wrote:

what kind of catalogue was it - a pay weekly one? if so were you behind on your payments? she might have thought you weren't going to pay and got worried about her own credit record, so paid the balance off to protect herself.

have you got a payment card? can you afford to pay the balance in full or could you maybe just work out how many weeks in arrears you are and pay that, then post her a cheque every week/every 4 weeks until the remaining balance is paid?

i used to run a catalogue. my sister got into trouble with her payments when she became depressed after a breakup and stopped going to work. she also owed money to another catalogue run by the the girl her boyfriend had left her for. because she was family in my case and best friend in the other case neither of us running the catalogues had done things properly. there was a payment card but she hadn't signed it, she kept the payment cards anyway. when it comes to repaying the catalogue the person running the catalogue can tell them that a customer isn't paying and the catalogue will then deal directly with that customer - but only if there's proof that the customer owes that money - a signed payment card. in my sisters case she signed the payment card for me and the catalogue dealt directly with her, taking a pound a week or something off her and not involving me at all. in the case of the ex best friend my sister was bitter so she didn't sign the card and the ex best friend had to repay the catalogue.

do you or her have a payment card signed by you and signed by her each time you pay money? if not then she can't prove you owe the money so it's only natural that she'd want to clear the debt because it's in her name and is her responsibility. have you given her reason to think you're not going to pay the debt - a few weeks of non-payment perhaps?

It was a pay weekly one yes.
I wasn't behind at all in my payments.
I never signed anything.

cymro1170

tammy wrote:

oh please grow up!!!!!!!!!

the facts of the matter are you owed x amount of money. whether she paid it or ur fluffy dog did that doesnt matter, the point is u have not paid it yet and coming out with arguments that u think may make u unliable for them is not fooling anyone.

she could just as much say she never bought ur belongings to her place, U DID and U used it as a storage area! OR seeing as though u chose to leave ur things there u are stating they are hers to do with as she pleases cos she never told u to leave ur stuff there! WOuldnt that p*ss u off? WOuldnt u think those statements are just a way of her convincing her self she has a right to ur possessions? Well the same applies to you- Morally u owe her the money and she has to give back ur belongings. BUT if you feel u dont owe her a thing then legally too she dont owe u a thing as u left her stuff there! I suggest u take the advice of others arrange for a third party to take her money over and collect ur goods.....before its too late. If i was in her position i would ebay your goods to get my money back!

You cant expect her to realise that she shoudl giv ur goods back if YOU do not accept you owe her the money. It really annoys me when people find invalid arguments to get out of paying debts. Are you a teenager? If not then you sound like one, if you are then try and learn to take responsibility for your own actions and do the manly thing.

I suppose you are right.
I did owe x amount of money as you put it.

I'm considering allowing her to keep my belongings.
I'll be x amount of money better off.
I've also since learned the value of the books I have of hers.
plus I'll get a mobile phone and CD player.

how teenagery is that!! - oh, I'm not a teenager anymore....