Got three ISA'S, is it better to transfer to one?

monkeymind

Hi,
I have an ISA with Marks and Spencer which I opened March 2004, Abbey October 2004 and NS&I July 2007 all three have £3,000 in each account. I am considering putting the three in one and then open another or add to the same account in April. Is this a good idea? Any suggestions as to which ISA would be best for this?
Thanks in advance.

pbw

hi mate,

at the moment, i would suggest the haifax 4 yr fixed rate ISA @ 6.50%, or if that is too long, scarborough's 30 day notice 6.30% ISA

and yes, i would start by transferring the ISA which pays the least interest into the new ISA, then transfer the other 2 accounts into this new account.

bristolleedsfan

monkeymind wrote: »

Any suggestions as to which ISA would be best for this?
Thanks in advance.

id suggest u post in here.

http://forums.moneysavingexpert.com/forumdisplay.html?f=18

pbw

and in april, i would see what the market has to offer, and if there is a new account which offers a better rate, i would open a new one. otherwise, add another £3600 to your existing account