Pay 10% Of Sale Price Rip Off When You Sell Yor Home

lynzpower

Id be interested to know where these moneies go to , and Im also interested to find out whether they might be unlawful in contract law. the basic tenet of the argument for bank charge reclaim is that theres an amount of money ( 35 quid say) & on contract law both parties have input to come to thecontracted amount. However, this 35 quid is laid down by banks- and little miss punter has no input to that.

I wonder whether the same might be said for these.

As an aside, it must have been in the contract you signed. If its not then it cant be enforced I wouldnt have thought

Lotus-eater

blue_monkey wrote: »

I have to be honest, I didn't until the poster put this, I know there have been cases of the residents being hounded out by new owners and the like, I really was unaware that you'd have to pay that amount if you sold.

I didn't know about it either, I did know about only being able to live in them for 11 months.

But always read your T&C's !

When we bought our first house, we went through everything and asked the solicitor if we didn't understand something, he mentioned that we were the definite exception to the rule, which I always found strange.

macaque_2

People are smugly saying "always read the terms and conditions" but the people we are talking about don't have the luxury of good choice. At the bottom end of the market their choice is between accepting unfair terms and conditions or going without a home.

neverdespairgirl

blue_monkey wrote: »

It could also be that the park has been sold over to someone else who has introduced these 'like it or lump it' terms and things were fine as they were before. though!!

It couldn't be that, such terms could not be introduced unilaterally by the owner.

neverdespairgirl

macaque wrote: »

People are smugly saying "always read the terms and conditions" but the people we are talking about don't have the luxury of good choice. At the bottom end of the market their choice is between accepting unfair terms and conditions or going without a home.

But eh property's price when bought would reflect this condition, and would have been bought more cheaply.

withabix

All governed by law. The site owner seems to be complying with the law. Why shouldn't he?

See leaflet here:

http://www.communities.gov.uk/documents/housing/pdf/138271

withabix

lynzpower wrote: »

Id be interested to know where these moneies go to , and Im also interested to find out whether they might be unlawful in contract law. the basic tenet of the argument for bank charge reclaim is that theres an amount of money ( 35 quid say) & on contract law both parties have input to come to thecontracted amount. However, this 35 quid is laid down by banks- and little miss punter has no input to that.

I wonder whether the same might be said for these.

As an aside, it must have been in the contract you signed. If its not then it cant be enforced I wouldnt have thought

All laid down in law - The Mobile Homes Act 1983.

10% charge allowed and specified as maximum in that Act, so no reason for the site owner to not charge this.

Lotus-eater

macaque wrote: »

People are smugly saying "always read the terms and conditions" but the people we are talking about don't have the luxury of good choice. At the bottom end of the market their choice is between accepting unfair terms and conditions or going without a home.

Thats completely different, thats knowing about it and accepting it. You can still moan about it, but you do know about it.

pararct

As far as I know the 11 Month rule is to do with local council tax. As the park is not a 'permanent feature' ie occupied year round then there is some relief from council tax.

Many simply ignore this and live on the site all year round and of course some are used as 'second holiday homes'.

symikins

Thanks for all your comments on this ,
just to clarify yes i did know about the 10% charge, i moved here after my divorce as this was the only thing i could afford after the split, having lost £60000 on the sale of the marital home due to the house prices crash .
the 11 month rule is for caravan/holiday parks not residential parks in which you live in all year round .
As far as terms + conditions go, everyone put up with bank charges in their t+c they agreed to , till someone started to question how fair it was and we all know now how much the banks have paid back !!

l might add im very happy here, my home is detatched so no noisy neighbours ! with fields all around ,and our park owner is generally ok although he has his monents ! but we have a residents assoc for any probs

l just want to know why + what the 10% is for ?