Friday 11/01/08 What small dfw thing have you done or will you do today???

sophiesmum_2

• When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
  
  But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
  
  Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
  
  So be proud of those small steps, they really are important.
  
  Today I will:
• Be having another no spend day.
• Check online banking - got some dd's due out.
• Meals from storecupboard.
• Do clicks - (anyone else found pigsback rubbish this week)
• Find the paracetamol and dequacaine that I know are lurking in one of the kitchen cupboards :rolleyes:

have a good day everyone.. Jamtart thanks for doing the thread yesterday:D

nunnygirl

Have signed up to Slice The Pie, it might not be much but if I can sit on here and rate songs the amount of time I sit watching TV alone on a night I will be a millionaire by the end of the year lol

angelflower_2

well since its technically fri and i am still up playing the online free gala bingo games thats number 1.

Got some amazon books to post so will do that

Need to pay saved funds to mortgage

will write to car finance to find out what they are doing re taking back the car

will try and impart wisdom on dd as she opens her first cardcash account

locate a v cheap hairdresser and make 'emergency' appointment for next week.

marksandsparksgal

I have gotten £10 out of slice the pie, and when I go to a party tonight I'll be taking my bottle of Coke Zero that is in the fridge, therefore costing me nothing (and meaning I won't have a filthy hangover on Saturday!)

I have a couple of food bits to get, but I shall stick to my list: bread, milk, clementines.

Woo!

nunnygirl

I just had my first look and I've got 81p so far....only another £999,999.19 to go before that million!


I am using cinema passes this afternoon to take my other half to the pictures to see I am Legend that were gifts from Christmas and we walk to the Odeon so that's going to save us £14-15

angelflower_2

great film!!

Thanks for letting me know slice the pie back up and working. Done my first ten tracks. Some of it aint up to much huh?

lisopiso

I slacked in December so I'm making it up today!! Woo pay day, I've paid $80 towards my line of credit! Hydro paid $131.50! Cell paid $53.51! $30 towards my line of credit! It feels fantastic! I'm treating myself to lunch tomorrow on my break

FunBrum

I'm at work 7-12ish and am going straight home so I'm not tempted to spend!

Also:

1. Cancel all my dead C/Cards
2. Search for a cheaper car insurance quote.
3. Phone to chase up £632 that the housing department owe me!:eek:
4. Make a meal out of the storecupboard.

That should do for now, unless I can think of anything else later.:T

savingforarainyday

Won't be a nsd today, but on the bright side I am off to dig up this weeks vegetables from the allotment.

I've seen some cheap birthday cards so i shall go and invest in some of those. I managed 10 for £1 the other day, these are bit dearer but good quality.
DS Pottery is only £1.25 and i know where i can park for free.
I do need to go grocery shopping, but I am taking DD to her boyfriends (2 1/2 hour round trip:() so may have to go tomorrow morning. May be storecupboard dinner.

Wishing you all a nsd.

splishsplash

Morning all,
Day off today (yay!) so should get lots done....
Today I will:

• return a printer cartridge I bought yesterday, and exchange it for one suited to my brand of printer :doh:
• clean ds's room and give away clothes/toys no longer used
• clean inside of car and wash carpets and upholstery
• stick to mealplanner and update spending diary
• finish stripping border adhesive from landing
• paint landing (using paint I already have)
• Line dry washing
• register new white goods and find out about extended cover

I hope everyone has a good day!

Gettinghelp

Morning All,
* Pigback (done)
* Call School to see how much i owe for DS's school trip
* Call Littlewoods find out how much debt it and add to SOA
* Brought lunch to work
* Look at kids club cinema at vue for DS's weekend treat, make popcorn at home tho!!!

Could be a SFD!!! here's hoping!