what have you done this week?

NormalNorman

https://forums.moneysavingexpert.com/discussion/comment/82195106#Comment_82195106

As regards the uni thing I've put notes on outgoings when I expect them to stop in ~18 months. Roughly £6k a year. Seeing it written down helps with documenting further plans. For example, I might quit job number two, cancel salary sacrifice, book a holiday in the Indian Ocean then get a much needed massage to undo the stress knots.

Rich1976

what have I done this week?

I’ve been to work as usual. I conducted a disciplinary meeting on Monday which didn’t go well, had someone phone in sick on Tuesday on the day of our deadline which added pressure to everyone else and had to put up with the blame game from another department on Thursday as usual.

By Friday I went home thoroughly fed up and the day where I don’t need to do this anymore can’t come soon enough !

katejo

https://forums.moneysavingexpert.com/discussion/comment/82195596#Comment_82195596

Conducting a disciplinary meeting is something which I never had to do and don't regret! Many years ago when very new at my job, I met a guy who worked for BT. His main job was running the redundancy programme! The idea horrified me.

tigerspill

https://forums.moneysavingexpert.com/discussion/comment/82195664#Comment_82195664

That guy probably did me a huge favour. BT's redundancy schemes were amazing. I got 2 years pay - put it all into my AVC and withdrew every penny tax free.

Veloflyer

https://forums.moneysavingexpert.com/discussion/comment/82195596#Comment_82195596

I find this sort of remark chimes with nearly everyone I meet who is still at work. It also chimed with my experience. Is it truly so commonplace now? I don't recall it being as prevalent years ago. What has changed to bring about such discontent?

Smudgeismydog

https://forums.moneysavingexpert.com/discussion/comment/82194877#Comment_82194877

What a week!

Huge congrats on your retirement

Rich1976

https://forums.moneysavingexpert.com/discussion/comment/82195699#Comment_82195699

I can’t remember it being like this a few years ago. Everybody just seems fed up these days, whether it is because salaries haven’t really kept up with inflation, everything going on in the world at the minute, too much work and we probably could do with an extra 2 People in our team.

Mental health seems to be a big thing since Covid and now there are those that don’t even like being in the office if they can get away with it because it gives them anxiety .

Employment laws have also toughened up in recent years in that it is more difficult to get rid of under performers and that will get worse next year when new starters will have increased employment rights even whilst on probation.

leosayer

Good thread.

This week (before the tech drop) I was worried my bond/MM allocation is too low at 34% which seems fine but a chunk of that will be spent over the next 6 months on a car, holidays and completing our house refurbishment. It turns out that internal fire-resistant French glass doors are ridiculously expensive.

My concern is that I don't have enough to reallocate anything meaningful into equities if there's an equity crash unless I commute my deferred DB pension. Last time I looked 3 years ago the commutation rate (of 27) was quite good. I'm a few years away from the NRD but I feel compelled to start it next year because the company isn't in the best of health and I don't want to take the PPF haircut.

We've owned our petrol car (Audi A3) from new for over 12 years but now likely to buy an EV - a Smart of all things!

Yorkie1

https://forums.moneysavingexpert.com/discussion/comment/82194877#Comment_82194877

Congratulations on many levels!

michaels

Watching my son's school rugby match. Sure I could have done 5 or 10 years more and had much more money, but I'm happy with what I have and the extra time.