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Outstanding October's No-Spend Days Challenge!
Comments
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NSD for me finally
1 -
Oh dear … I’m a bit behind aren’t I …
I can’t remember spending anything (other than for food) this week, so another 4 NSDs please.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
1 further spend day since the 10th Oct 💪🏻
#no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)NSD Oct
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110001 -
October totals updated here
0 -
One today. Not one yesterday as Vinted sucked me in...x
1 -
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One today.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
Thanks Cathy Bird. Me too to be honest, as I spend considerably less to dress the kids (and myself than i otherwise would). Occasionally, like yesterday, I get sacked in & buy things I could probably live without 😅 . One more today.
2 -
Not one today - bought garlic bulbs to grow for next season and planted them up 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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