Nationwide regular saver 6.5%

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82153661#Comment_82153661

Many of us will have both, and plenty of others too

Eco_Miser

https://forums.moneysavingexpert.com/discussion/comment/82157720#Comment_82157720

I was making a comment on the ever-advancing opening dates for Nationwide Regular Savers, not analysing my optimum strategy.

I'm in the fortunate position that £10 is no longer of any significance, and I only do RSs out of habit.

PixelPound

Surely it depends where that £200 would be otherwise. A lot of these are comparing against leaving it earning zero when in reality it would be in an easy access of another RS. In that case you are talking about £200 earning an extra 1-2% for 11 months. Seems a lot of stress.

masonic

https://forums.moneysavingexpert.com/discussion/comment/82158073#Comment_82158073

That's fine, but others might have been misled by your comment and believe someone in this position would actually be £10 worse off as a result - which is absolutely not the case.

In your position, it is really not worth trying to time it. The actual difference will be a fraction of that £10 originally posited. Those who do go to the effort, will get an additional ~£3 for their troubles.