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daily chat thread 7th Jan

1235711

Comments

  • MissKJ
    MissKJ Posts: 780 Forumite
    Angelflower, don't worry about it now! By the time you need to change, if you stick at it your credit rating will be brill!

    I have just remortgaged, as my discount rate ends on 1st Feb with northern rock. I am thrilled at the deal I got. I was so expecting problems. Haven't completed yet, but the offer is in place.

    The Nasty Northern Rock said that if I leave their mortgage,(which is now extortionate) they will double the interest on a loan I have with them,:eek: which is tied into the mortgage deal. Didn't know that. So I have been forced to consolidate. But to be honest, it is such a good deal, and I am determined to carry on my DFW lifesyle now and become a MFW next, hence planning to reduce my mortgage term and get it back on track. Sounds like a plan anyway.:cool:
    unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].

    May 2009, £76,772 unsecured debts

    DMP started Dec 2008, End date at start 2133!
  • MissKJ
    MissKJ Posts: 780 Forumite
    I am addicted to this site, but I really must go and revise my spanish. Start back at night school tonight, and have forgotten all of last term stuff!!!
    unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].

    May 2009, £76,772 unsecured debts

    DMP started Dec 2008, End date at start 2133!
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Cerveza - it's the only word you need Miss KJ!!!!
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: everyone! i'm trying to write an essay, but its not going well at all :(
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • JET34
    JET34 Posts: 1,144 Forumite
    i agree but just goes to show how worried the credit agencies are about changes in market place! Really worried about how on earth i will be able to remortgage in 2009 when fixed rated comes to an end (if i get to keep the house)

    Sorry for stalking the boards today btw...so BORED!!!

    An advert came on tv there for the JML Nicerslicer and i really fancied one till I saw the price £29.99!! My knife will do just fine

    You can get them from ebay for 1/2 the price. I brought one ( i have since broken it) and they are quite good however a knife is just as good!!
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • MissKJ
    MissKJ Posts: 780 Forumite
    No it isn't, Dos Cerveza grande works better!!!

    keren29 wrote: »
    Cerveza - it's the only word you need Miss KJ!!!!
    unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].

    May 2009, £76,772 unsecured debts

    DMP started Dec 2008, End date at start 2133!
  • MissKJ
    MissKJ Posts: 780 Forumite
    What is the essay on? You might be surprised at the [strike]accademic[/strike] academic genius on here :rotfl:
    :hello: everyone! i'm trying to write an essay, but its not going well at all :(
    unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].

    May 2009, £76,772 unsecured debts

    DMP started Dec 2008, End date at start 2133!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MissKJ wrote: »
    What is the essay on? You might be surprised at the [strike]accademic[/strike] academic genius on here :rotfl:

    Lol :) my essay title is: 'The period 1900 - 1940 was one of great change in British music education. Critically evaluate some of the key developments in educational thought and practise during this period and assess their influence on music education today.'
    I just can't be bothered now :( its so boring and complicated! I have all the information, I just need to formulate an argument. arrgh!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I'm guessing that the rise of popular music is really big in there! I could be worse, my disseration was:

    How is the femimine represented in the Impire fiction of Henry Rider-Haggard, with attention to woman as land, the mythical female and representation of women through race..... 15,000 words.

    How sad am I!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :eek: :eek: to both of you!! :rotfl: Give me science anyday :p
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
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