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Moneybox bonus ending – stay or transfer?
I have a Moneybox ISA but my bonus period is ending, leaving me with a 3.45% rate.
I’ll need to access some of the money at the end of January when my mortgage is renewed. I’ve looked at the MSE top ISA list, but I’ve already held a Chip ISA, I wouldn't be a new customer to access their bonus rate.
Ideally I’d like to transfer it to a provider that allows transfers in and offers a bonus/rate on transferred-in ISAs. Is there anything decent around at the moment, or would I be better off staying with Moneybox for now?
Comments
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Up to you how much more than 3.45% you'd need to earn to justify transferring but there are other options shown in that MSE piece, and a more comprehensive list at https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/
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