We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Splendid September's No-Spend Days Challenge!

123457

Comments

  • beanielou
    beanielou Posts: 101,138 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • peony40
    peony40 Posts: 729 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic

    Good Morning,

    I forgot to post yesterday but it was another NSD so it is 5/15


    Today is not a NSD as the car needs repairs, ugh.

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 512 Forumite
    500 Posts Photogenic Name Dropper

    NSD today I’ve preplanned dentist costs 👍🏻

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD Sept 1/18 
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Jazee
    Jazee Posts: 9,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Another yesterday

    Spend less now, work less later.
  • InDebtEnby
    InDebtEnby Posts: 375 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Another one for me today

    Current No Spend Challenge: 3/13
    2025 No Spend Days: 108/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • cathybird
    cathybird Posts: 16,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    September totals updated here  image.png image.png

  • cathybird
    cathybird Posts: 16,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @peony40 hope the car expenses aren't too painful xx

  • beanielou
    beanielou Posts: 101,138 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • KajiKita
    KajiKita Posts: 10,732 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Not one yesterday. Will be one today 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2026 as @ 2nd September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Soontobeoap
    Soontobeoap Posts: 1,767 Forumite
    1,000 Posts Fourth Anniversary Photogenic Homepage Hero

    NSD today please. Car is in for MOT so definitely not going anywhere.


    GC 2022 = £3154.96 ,  2023 = £3334. 841
       2024 = £.3221.81 ,   2025 = £3974.24 .  2026  £ 2295.02/£3500,  September £93.91/£150
    Decluttering campaign. 2026. 42/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up.  Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
    Make £600 in 2026 = £726. 79
    NSD in M = 18,  J = 15, J = 15 September 6/15
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.5K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456K Spending & Discounts
  • 248.1K Work, Benefits & Business
  • 605.5K Mortgages, Homes & Bills
  • 178.9K Life & Family
  • 263.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture