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Splendid September's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 10,816 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    One yesterday and today 😊

    KK

    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 70 books of target 52 in 2026 as @ 1st October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • another NSD budget dog food shopping and I faffed with vouchers to get money off my rent 💪🏻

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • beanielou
    beanielou Posts: 101,294 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    No idea on today yet. See you when I get home from my holibobs.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • laurenh1
    laurenh1 Posts: 1,205 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    one for today!

  • cathybird
    cathybird Posts: 16,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    September totals updated here  image.png image.png

  • Deb4
    Deb4 Posts: 450 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    Another 2 NSD for me, yesterday and today taking me to 9/15


    Make £2026 in 2026 #19
    February NSD 
  • KajiKita
    KajiKita Posts: 10,816 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    One today 😊

    KK

    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 70 books of target 52 in 2026 as @ 1st October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Deb4
    Deb4 Posts: 450 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    Early call for NSD for me today taking me to 10/15


    Make £2026 in 2026 #19
    February NSD 
  • One for me today
    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £5574/£6000
  • laurenh1
    laurenh1 Posts: 1,205 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    One for today please!

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