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UC renter UC lodger

Hello, just researching b4 I start looking for a lodger. I'm receiving UC and child dla. I know I can rent a room out to a lodger and the income is disregarded. What happens if the lodger is also on UC? Can I give them a letter from me stating agreement details as proof of rent? Will they be entitled to the rent element of UC then? I receive 1450 from UC towards monthly rent 1950 so I'm 500 short pcm. I just wanted to cover this amount really. Can anyone point me in the right direction? Thank you.

Comments

  • Sam_666
    Sam_666 Posts: 330
    100 Posts Second Anniversary Name Dropper
    Forumite

    Uh, my first thought is move to somewhere you can afford rent.
    Getting lodger can be very complicated, if you get "wrong" kind of person.

    You can contact UC and ask them what lodger needs for UC rent. I think this is right direction.

  • huckster
    huckster Posts: 5,703
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite

    Online there are lodgers agreement forms you can use.

    UC do not like handwritten letters that just say Fred Bloggs is renting a room for £x per week from x date.

    No problem renting a room to someone on UC when you are on UC.

    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • Grumpy_chap
    Grumpy_chap Posts: 21,821
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite

    Hello, just researching b4 I start looking for a lodger. I'm receiving UC and child dla. I know I can rent a room out to a lodger and the income is disregarded. What happens if the lodger is also on UC? Can I give them a letter from me stating agreement details as proof of rent? Will they be entitled to the rent element of UC then? I receive 1450 from UC towards monthly rent 1950 so I'm 500 short pcm. I just wanted to cover this amount really. Can anyone point me in the right direction? Thank you.

    Before concerning the UC element, does your rental agreement with the LL allow you to take in a lodger? Sometimes, taking in a lodger is not permiited for rental accomodation. Can you move to a property that is more affordable, albeit without the spare room that you are proposing would be the lodger's room?

  • NedS
    NedS Posts: 5,911
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Ambassador

    That was my first thought too - does your tenancy agreement allow you to take in a lodger? Google suggests getting written permission from your landlord to avoid any headaches down the road.

    I am a Forum Ambassador and I support the Forum Team on the Benefits & tax credits, Heat pumps and Green & Ethical MoneySaving forums. If you need any help on those boards, do let me know. Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
  • UKTaxHelper
    UKTaxHelper Posts: 79
    10 Posts
    Forumite

    On the tax side you're covered as well. Rent a room is £7,500 a year tax free and tenants can use it too if your landlord agrees to the sublet. £500 a month is well under, so nothing to declare.

  • Thanks for feedback everyone.

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