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Vida 3yr FR ISA 4.80% v Aldermore 3yr FR ISA 4.75%
Though there is a visible small difference in the interest rate there is a bigger difference in their t & c's with regard to early withdrawals.
VIDA - Any withdrawals made before the fixed term ends are subject to 270 days’ loss of interest
ALDERMORE - Any withdrawal subject to a deduction of 180 days' interest.
Also a smaller difference Vida funding window 21 days , Aldermore 14 days
Comments
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So what is the issue?
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No issue, just for information. A difference of a 90 Days penalty difference in loss of interest if you might need to close it early could be sizeable depending on amount invested
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